Not a CLI for me personally, but I wanted to report one from one of my employees. While we were chatting today she got a CMS alert that one of her limits was increased. It was on her ~$10k CSP that she's had for nearing a year... about 9 months or so. She logged into the Chase app and saw her limit was now $13,600. Pretty good PCLI from a lender that's known to not give them all too often! Some limited ballpark data points to reference are that her Fico scores are in the 650-670 range currently, where they were closer to 750 at the time she was approved for the card. I think she spends a decent amount on the card, maybe $1k/mo on average with some heavier months when she travels and such. I get the impression that she does carry a balance, maybe $3k or so but does make strong monthly payments from what I gather (not just minimums).
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CSP PCLI $10k --> $13.6k

1 of 3
2 years ago
Fri Apr 15, 2022 12:43 am
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BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 14 minutes Next Level in6 days, 10 hours, and 46 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 14 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 14 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 14 minutes ago
Not a CLI for me personally, but I wanted to report one from one of my employees. While we were chatting today she got a CMS alert that one of her limits was increased. It was on her ~$10k CSP that she's had for nearing a year... about 9 months or so. She logged into the Chase app and saw her limit was now $13,600. Pretty good PCLI from a lender that's known to not give them all too often!

Some limited ballpark data points to reference are that her Fico scores are in the 650-670 range currently, where they were closer to 750 at the time she was approved for the card. I think she spends a decent amount on the card, maybe $1k/mo on average with some heavier months when she travels and such. I get the impression that she does carry a balance, maybe $3k or so but does make strong monthly payments from what I gather (not just minimums).
BrutalBodyShots
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Re: CSP PCLI $10k --> $13.6k

2 of 3
2 years ago
Fri Apr 15, 2022 1:13 am
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AllZero
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AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 14 minutes Next Level in9 days, 10 hours, and 46 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 14 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 14 minutes ago
Congratulations on your employee's PCLI!

Thank you for sharing the data points.
AllZero
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Re: CSP PCLI $10k --> $13.6k

3 of 3
2 years ago
Sat Apr 16, 2022 1:08 am
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BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 14 minutes Next Level in6 days, 10 hours, and 46 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 14 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 14 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 14 minutes ago
I was a bit surprised by the increase considering her profile is in a notably worse place now than it was when she got the card... Fico scores 80-100 points lower, mainly due to the introduction of some negative information to her file related to loans, where her report was clean when she got the card.
BrutalBodyShots
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