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2 years ago
Mon Nov 07, 2022 2:59 pm
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Experian FICO 8: -19 points going from 21% to 31%.
Total balance from $9,990 to $15,761.
(I have $4,000 across 2 PCLIs reporting for the first time this month.
TCL $47,000 last month to $51,000 this month.)
Amount of Debt rating changed from Very Good to Good. Also shows a red line for util at Experian's CMS.
This is a temporary hit. My AMEX BCE closes last - today - and will report $0, down from $3,363.
Open Accounts with Balances will change from 3 of 4 to 2 of 4.
Now to see how much comes back going from 31% to 24% along with crossing a theoretical $10,000 line on balances. (My theory.)
There's a lot more there to sort out as EX2 took a major hit with that.
(Massive hit on VS3 here: viewtopic.php?p=17179#p17179 )
Click images to enlarge them.
TCL: $64,000 ACL: $16,000
- Tagline Loves long talks on the beach
- Score data EQ8:790 TU8:790 EX8:795
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 6y9m
- AoORA 5y9m
- Date of Last Inquiry and/or New Account Opening February 14th, 2020