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2 years ago
Wed Nov 09, 2022 1:21 am
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Wow, this was harsh! -36 points, with some amount coming from a card reporting above 50% util.
When my Amex BCE updates to $0 this month, I'll be able to see what the penalty is on VS3 for an individual account above 50%.
Aggregate will drop back to 24%, but my Discover card will still be showing above 50% util until it reports paid next month. (Setting that sweet High Balance for my theory about their internal lending algorithms. Hey it could be something to that...)
Click images to enlarge them.
TCL: $64,000 ACL: $16,000
- Tagline Loves long talks on the beach
- Score data EQ8:790 TU8:790 EX8:795
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 6y9m
- AoORA 5y9m
- Date of Last Inquiry and/or New Account Opening February 14th, 2020