49 of 161
2 years ago
Fri Jul 29, 2022 12:04 pm
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Justaguy wrote: ↑Fri Jul 29, 2022 1:01 am Vantage is different. I think I see on my Vantage-based CMSes that it calculates account ages based on the actual day-number on which the account was opened. E.g., an account opened on May 11, 2021 turns 6 months old on November 11, 2021. I can gather evidence for this if people care.Did you ever see Credit Karma update the age on the exact day? I've always seen it update on the 1st of the following month. With my Citi Visa card, opened on the 23rd, the expected score gains from a VS3 threshold like AoYOA (open accounts only) 3m or 6m didn't show up on the exact day or day after - only the 1st of the following month. The age of that account is always a month behind what FICO reports on the 3B.
Click images to enlarge them.
TCL: $64,000 ACL: $16,000
- Tagline Loves long talks on the beach
- Score data EQ8:790 TU8:790 EX8:795
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 6y9m
- AoORA 5y9m
- Date of Last Inquiry and/or New Account Opening February 14th, 2020