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2 years ago
Sun Nov 27, 2022 3:06 pm
NoMoneyNoHoney
Seasoned RebelNeed BTC card
NoMoneyNoHoney has passed the 12 month threshold!
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If you split a minimum payment of $600 into 3 different $200 payments over the course of a month, does this help your credit rating at all?? Does it create a history of more "on time payments"? How about with loans??
Also does anyone here bank have detail analysis of how Navy Federal Credit internal scoring system works?? Or patelco credit union?? My trans credit rating is horrible (580) but if I can figure out what my internal score is w/ these banks, and maximize this, maybe I can get another 0% balance transfer credit card or maybe a line of credit? See my other threads for details on my situation. thanks!!
Also does anyone here bank have detail analysis of how Navy Federal Credit internal scoring system works?? Or patelco credit union?? My trans credit rating is horrible (580) but if I can figure out what my internal score is w/ these banks, and maximize this, maybe I can get another 0% balance transfer credit card or maybe a line of credit? See my other threads for details on my situation. thanks!!
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Cards: 2 Discover's, 1 BofA , 1 Chase Freedom, 1 CITI double cash, 2 NFCU platinums, Venture, Capital Quicksilver, Capital QuicksilverOne,
- Tagline Need BTC card
- Score data EX 757 TU: 742 EQ: 750
- Classic 8 Scorecard CLEAN/THICK/MATURE/NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/YOUNG/NO-NEW-ACCOUNT
- AoOA 20 yrs
- AoORA 20
- Date of Last Inquiry and/or New Account Opening January 1st, 2023