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2 years ago
Wed Jan 25, 2023 11:52 am
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
BrutalBodyShots has achieved the Garden Goal !!
I was hoping someone would be willing to make a post over at MF on my behalf since I of course can't. I'm trying to find the graphic that came directly from the VS web site back in 2016-2017 or so (could have been earlier, but it was still there at this time) where it clearly states that VS uses closed accounts in their AAoA metric, the same way Fico does. There was someone over at MF that had this graphic screenshot/saved; I originally thought it was K-In-Boston but in thinking about it more it wasn't him. TT has tons of graphics and screenshots saved, so he may have it although he wasn't the person I'm thinking of either. It escapes me at this time. I was thinking if someone posted over there asking for it whoever has it would reply.
Long story short, I'm trying to put this AAoA debate to rest regarding VS. Everyone believes that AAoA only includes open accounts because of Credit Karma and similar sites only including open accounts. The graphic I'm looking for from back in the day clearly states that all accounts (closed included) are used for AAoA being calculated. Once VS revamped their site with the addition of VS4 everywhere, I was unable to find the graphic I'm looking for. I first noticed it was gone in probably 2019. If anyone is able/willing to help out with this that would be great, as I know this info is buried over at MF somewhere / someone over there has it.
Long story short, I'm trying to put this AAoA debate to rest regarding VS. Everyone believes that AAoA only includes open accounts because of Credit Karma and similar sites only including open accounts. The graphic I'm looking for from back in the day clearly states that all accounts (closed included) are used for AAoA being calculated. Once VS revamped their site with the addition of VS4 everywhere, I was unable to find the graphic I'm looking for. I first noticed it was gone in probably 2019. If anyone is able/willing to help out with this that would be great, as I know this info is buried over at MF somewhere / someone over there has it.
- Tagline Goodwill Saturation Technique Author
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 266 months
- AoORA 266 months
- Date of Last Inquiry and/or New Account Opening May 23rd, 2022
- Garden Goal 24