850

Finally hit 850 for the first time Screenshot 2023-01-13 at 10-17-02 FICO® Score.png 4 years ago I came close when I hit 848 with TU but never could get it to any further. Happy New Year everyone
Post

850

1 of 11
2 years ago
Fri Jan 13, 2023 11:03 am
A default user avatar.
meanmchine
Seasoned Rebel
Finally hit 850 for the first time
Screenshot 2023-01-13 at 10-17-02 FICO® Score.png 82.7 KiB Viewed 228 times
4 years ago I came close when I hit 848 with TU but never could get it to any further. Happy New Year everyone
meanmchine
A default user avatar.
  • Score data 830ish Fico 8-9 as of 11/1
5
Post

Re: 850

2 of 11
2 years ago
Fri Jan 13, 2023 11:32 am
User avatar
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level54 Last INQFriday, February 14, 2020 Gardening For4 years, 6 months, 24 days, 20 hours, and 25 minutes Next Level in6 days, 3 hours, and 35 minutes on September 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 6 months, 24 days, 20 hours, and 25 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 6 months, 24 days, 20 hours, and 25 minutes ago
meanmchine wrote: Fri Jan 13, 2023 11:03 am Finally hit 850 for the first time
Congratulations! :banana-dance: Now tell me who's going to win the Super Bowl. I lost $333 on it last year, and fixin' to do it again!
Cassie
User avatar
  • Score data EQ8:790 TU8:790 EX8:795
2
Post

Re: 850

3 of 11
2 years ago
Fri Jan 13, 2023 12:20 pm
User avatar
AllZero
Outlier
AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 12 days, 20 hours, and 25 minutes Next Level in18 days, 3 hours, and 35 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 12 days, 20 hours, and 25 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 12 days, 20 hours, and 25 minutes ago
Happy New Year!

Congratulations on hitting 850! That is quite an achievement. Amazing!
AllZero
User avatar
1
Post

Re: 850

4 of 11
2 years ago
Fri Jan 13, 2023 5:33 pm
User avatar
Saeren
Rebel Administrator
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 25 minutes Next Level in15 days, 3 hours, and 35 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 35 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 35 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 35 minutes
That's awesome! Congratulations!
Saeren
User avatar
  • Score data TU8 799/EX8 786/EQ8 805
    EQ5 770/EX2 757
    8/18/2023
1
Post

Re: 850

5 of 11
2 years ago
Sat Jan 14, 2023 12:36 pm
User avatar
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 20 hours, and 25 minutes Next Level in15 days, 3 hours, and 35 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 20 hours, and 25 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 20 hours, and 25 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 20 hours, and 25 minutes ago
Congrats on your first 850, @meanmchine ! Here's to many more :obscene-drinkingcheers: Was your "before" score 848, or was it lower prior to moving to 850? If you look at your before/after reports, can you pinpoint the metric that changed and resulted in your bump up? Was it something major like scorecard reassignment or something minor like an inquiry reaching 365 days of age / AAoA hitting a 6 month threshold point?
BrutalBodyShots
User avatar
1
Post

Re: 850

6 of 11
2 years ago
Sat Jan 14, 2023 4:26 pm
A default user avatar.
meanmchine
Seasoned Rebel
EX F9 went up 7 points last month to 846 and this month hitting 850
Only movement on EX F9, no where else including Vantage

Major scoring event occurs next month as AoYA hits 1 year old. Last time my AoYA hit 1 year, F8 score went up about 29 points on EX and TU No movement on EQ. What pissed me off was that my F9 scores tanked 13 points across the board the very same day. I hope that doesnt happen again.

No unusual aging that I can see
I'll do the annual credit report thingy sometime in the next few days
meanmchine
A default user avatar.
  • Score data 830ish Fico 8-9 as of 11/1
1
Post

Re: 850

7 of 11
2 years ago
Sun Jan 15, 2023 11:08 pm
User avatar
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 20 hours, and 25 minutes Next Level in15 days, 3 hours, and 35 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 20 hours, and 25 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 20 hours, and 25 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 20 hours, and 25 minutes ago
Just to clarify, when you say AoYA you do mean AoYRA, correct?
BrutalBodyShots
User avatar
0
Post

Re: 850

8 of 11
2 years ago
Mon Jan 16, 2023 5:07 am
A default user avatar.
meanmchine
Seasoned Rebel
It was a BlockFi Visa card
meanmchine
A default user avatar.
  • Score data 830ish Fico 8-9 as of 11/1
0
Post

Re: 850

9 of 11
2 years ago
Thu Jan 26, 2023 11:39 am
User avatar
Dinosaur
Seasoned RebelDinosaur
Level4 Last INQMonday, April 8, 2024 Gardening For4 months, 30 days, 20 hours, and 25 minutes Next Level in3 hours and 35 minutes on September 8th INQ 1yr onTuesday, April 8, 2025 INQ 1yr in7 months, 3 hours, and 35 minutes INQ 2yr onWednesday, April 8, 2026 INQ 2yr in1 year, 7 months, 3 hours, and 35 minutes Goal24 months Goal DateWednesday, April 8, 2026 Goal In1 year, 7 months, 3 hours, and 35 minutes
MM Grats on the Fico 850 ... you worked at this for a long time and we certainly can "bow to you" ... feel free to blush :oops:
Dinosaur
User avatar
  • Score data EQ8:808 TU8:803 EX8:799
1
Post

Re: 850

10 of 11
2 years ago
Fri Feb 03, 2023 3:19 pm
User avatar
Dinosaur
Seasoned RebelDinosaur
Level4 Last INQMonday, April 8, 2024 Gardening For4 months, 30 days, 20 hours, and 25 minutes Next Level in3 hours and 35 minutes on September 8th INQ 1yr onTuesday, April 8, 2025 INQ 1yr in7 months, 3 hours, and 35 minutes INQ 2yr onWednesday, April 8, 2026 INQ 2yr in1 year, 7 months, 3 hours, and 35 minutes Goal24 months Goal DateWednesday, April 8, 2026 Goal In1 year, 7 months, 3 hours, and 35 minutes
Cassie wrote: Fri Jan 13, 2023 11:32 am
meanmchine wrote: Fri Jan 13, 2023 11:03 am Finally hit 850 for the first time
Congratulations! :banana-dance: Now tell me who's going to win the Super Bowl. I lost $333 on it last year, and fixin' to do it again!
Watched both games and the Eagles were mean ... and KC did not look quite as tough as some past season games. Granted there is a two week period to hone skills and recover injuries (needed). It could change. meanmchine will come forth with Vegas point spread soon?
Dinosaur
User avatar
  • Score data EQ8:808 TU8:803 EX8:799
1
Post

Re: 850

11 of 11
2 years ago
Sun Feb 05, 2023 3:28 am
User avatar
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level54 Last INQFriday, February 14, 2020 Gardening For4 years, 6 months, 24 days, 20 hours, and 25 minutes Next Level in6 days, 3 hours, and 35 minutes on September 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 6 months, 24 days, 20 hours, and 25 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 6 months, 24 days, 20 hours, and 25 minutes ago
Dinosaur wrote: Fri Feb 03, 2023 3:19 pm
Cassie wrote: Fri Jan 13, 2023 11:32 am
meanmchine wrote: Fri Jan 13, 2023 11:03 am Finally hit 850 for the first time
Congratulations! :banana-dance: Now tell me who's going to win the Super Bowl. I lost $333 on it last year, and fixin' to do it again!
Watched both games and the Eagles were mean ... and KC did not look quite as tough as some past season games. Granted there is a two week period to hone skills and recover injuries (needed). It could change. meanmchine will come forth with Vegas point spread soon?
Oh I am so afraid of the Eagles right now. I keep having dreams of their defense just running over Mahomes again and again to the point where it just becomes some kind of slapstick show. And this starts playing in the 1st quarter.
Cassie
User avatar
  • Score data EQ8:790 TU8:790 EX8:795
0
Processing