Has anyone heard of this card? The cash back sounds pretty good and it reminds me of Divvy. It's a card backed by FNBO so I'd assume it has some legitimacy but finding from an Instagram ad kind of negates that. Thoughts? Link: https://helloalice.com/
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Hello Alice

1 of 10
2 years ago
Wed Jan 25, 2023 10:19 pm
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ToxikPH
Rebel AdministratorProbably Applying for New Cards
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 3 minutes Next Level in15 days, 3 hours, and 57 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 57 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 57 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 57 minutes
Has anyone heard of this card? The cash back sounds pretty good and it reminds me of Divvy. It's a card backed by FNBO so I'd assume it has some legitimacy but finding from an Instagram ad kind of negates that. Thoughts? Link: https://helloalice.com/
ToxikPH
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Re: Hello Alice

2 of 10
2 years ago
Wed Jan 25, 2023 11:17 pm
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Beefy
Seasoned Rebel
Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 10 days, 20 hours, and 3 minutes Next Level in20 days, 3 hours, and 57 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 20 days, 3 hours, and 57 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 20 days, 3 hours, and 57 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 20 days, 3 hours, and 57 minutes
ToxikPH wrote: Wed Jan 25, 2023 10:19 pm Has anyone heard of this card? The cash back sounds pretty good and it reminds me of Divvy. It's a card backed by FNBO so I'd assume it has some legitimacy but finding from an Instagram ad kind of negates that. Thoughts? Link: https://helloalice.com/
Only 2 bright spots I see are 4x points on wireless and a 1.5x base rate, without seeing the redemption portal would be concerned it was some really crappy conversion rate. Also the potential bonus offers could be good but this seems like a super specific biz card.
Beefy
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  • Score data EQ8-791; TU8-780 EX8-766
    EQ9-816; TU9-776; EX9-776
    EQ5-729; TI4- 740; EX2-723
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Re: Hello Alice

3 of 10
2 years ago
Thu Feb 16, 2023 8:30 am
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Dinosaur
Seasoned RebelDinosaur
Level4 Last INQMonday, April 8, 2024 Gardening For4 months, 30 days, 20 hours, and 3 minutes Next Level in3 hours and 57 minutes on September 8th INQ 1yr onTuesday, April 8, 2025 INQ 1yr in7 months, 3 hours, and 57 minutes INQ 2yr onWednesday, April 8, 2026 INQ 2yr in1 year, 7 months, 3 hours, and 57 minutes Goal24 months Goal DateWednesday, April 8, 2026 Goal In1 year, 7 months, 3 hours, and 57 minutes
ToxikPH wrote: Wed Jan 25, 2023 10:19 pm Has anyone heard of this card? The cash back sounds pretty good and it reminds me of Divvy. It's a card backed by FNBO so I'd assume it has some legitimacy but finding from an Instagram ad kind of negates that. Thoughts? Link: https://helloalice.com/
Never heard of this card. Rewards looked satisfactory. Always wonder about FIs and cards when unheard of?
Dinosaur
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  • Score data EQ8:808 TU8:803 EX8:799
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Re: Hello Alice

4 of 10
2 years ago
Thu Feb 16, 2023 12:42 pm
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 5 days, 20 hours, and 3 minutes Next Level in24 days, 3 hours, and 57 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 5 days, 20 hours, and 3 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 5 days, 20 hours, and 3 minutes ago
Some of the URLs still say first bankcard I thought they had gotten rid of all those.
Birdman
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  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
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Re: Hello Alice

5 of 10
2 years ago
Fri Feb 17, 2023 9:34 pm
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Dinosaur
Seasoned RebelDinosaur
Level4 Last INQMonday, April 8, 2024 Gardening For4 months, 30 days, 20 hours, and 3 minutes Next Level in3 hours and 57 minutes on September 8th INQ 1yr onTuesday, April 8, 2025 INQ 1yr in7 months, 3 hours, and 57 minutes INQ 2yr onWednesday, April 8, 2026 INQ 2yr in1 year, 7 months, 3 hours, and 57 minutes Goal24 months Goal DateWednesday, April 8, 2026 Goal In1 year, 7 months, 3 hours, and 57 minutes
Birdman wrote: Thu Feb 16, 2023 12:42 pm Some of the URLs still say first bankcard I thought they had gotten rid of all those.
Missed that! Suppose sub prime?
Dinosaur
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  • Score data EQ8:808 TU8:803 EX8:799
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Re: Hello Alice

6 of 10
2 years ago
Fri Feb 17, 2023 9:43 pm
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ToxikPH
Rebel AdministratorProbably Applying for New Cards
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 3 minutes Next Level in15 days, 3 hours, and 57 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 57 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 57 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 57 minutes
Dinosaur wrote: Thu Feb 16, 2023 8:30 am
ToxikPH wrote: Wed Jan 25, 2023 10:19 pm Has anyone heard of this card? The cash back sounds pretty good and it reminds me of Divvy. It's a card backed by FNBO so I'd assume it has some legitimacy but finding from an Instagram ad kind of negates that. Thoughts? Link: https://helloalice.com/
Never heard of this card. Rewards looked satisfactory. Always wonder about FIs and cards when unheard of?
I went through a kick of Fintech cards so I'm always a little curious. Ended up with HMBradley, Gemini, and Paceline. None of them have really gotten any use so I don't know why I bother..
ToxikPH
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Re: Hello Alice

7 of 10
2 years ago
Fri Feb 17, 2023 9:50 pm
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Dinosaur
Seasoned RebelDinosaur
Level4 Last INQMonday, April 8, 2024 Gardening For4 months, 30 days, 20 hours, and 3 minutes Next Level in3 hours and 57 minutes on September 8th INQ 1yr onTuesday, April 8, 2025 INQ 1yr in7 months, 3 hours, and 57 minutes INQ 2yr onWednesday, April 8, 2026 INQ 2yr in1 year, 7 months, 3 hours, and 57 minutes Goal24 months Goal DateWednesday, April 8, 2026 Goal In1 year, 7 months, 3 hours, and 57 minutes
ToxikPH wrote: Fri Feb 17, 2023 9:43 pm
Dinosaur wrote: Thu Feb 16, 2023 8:30 am
ToxikPH wrote: Wed Jan 25, 2023 10:19 pm Has anyone heard of this card? The cash back sounds pretty good and it reminds me of Divvy. It's a card backed by FNBO so I'd assume it has some legitimacy but finding from an Instagram ad kind of negates that. Thoughts? Link: https://helloalice.com/
Never heard of this card. Rewards looked satisfactory. Always wonder about FIs and cards when unheard of?
I went through a kick of Fintech cards so I'm always a little curious. Ended up with HMBradley, Gemini, and Paceline. None of them have really gotten any use so I don't know why I bother..
Well, you are experienced on FI cards! Looking at your herd .... Seems I remember reading about a few that came and went in the last two plus years. Also, some gave large CLs and took them back ... card name slips me?
Dinosaur
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  • Score data EQ8:808 TU8:803 EX8:799
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Re: Hello Alice

8 of 10
2 years ago
Fri Feb 17, 2023 9:52 pm
User avatar
ToxikPH
Rebel AdministratorProbably Applying for New Cards
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 3 minutes Next Level in15 days, 3 hours, and 57 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 57 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 57 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 57 minutes
Dinosaur wrote: Fri Feb 17, 2023 9:50 pm
ToxikPH wrote: Fri Feb 17, 2023 9:43 pm
Dinosaur wrote: Thu Feb 16, 2023 8:30 am Never heard of this card. Rewards looked satisfactory. Always wonder about FIs and cards when unheard of?
I went through a kick of Fintech cards so I'm always a little curious. Ended up with HMBradley, Gemini, and Paceline. None of them have really gotten any use so I don't know why I bother..
Well, you are experienced on FI cards! Looking at your herd .... Seems I remember reading about a few that came and went in the last two plus years. Also, some gave large CLs and took them back ... card name slips me?
X1? Also just read on DoC that Paceline is closing so rip that one.
ToxikPH
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Re: Hello Alice

9 of 10
2 years ago
Fri Feb 17, 2023 10:00 pm
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Dinosaur
Seasoned RebelDinosaur
Level4 Last INQMonday, April 8, 2024 Gardening For4 months, 30 days, 20 hours, and 3 minutes Next Level in3 hours and 57 minutes on September 8th INQ 1yr onTuesday, April 8, 2025 INQ 1yr in7 months, 3 hours, and 57 minutes INQ 2yr onWednesday, April 8, 2026 INQ 2yr in1 year, 7 months, 3 hours, and 57 minutes Goal24 months Goal DateWednesday, April 8, 2026 Goal In1 year, 7 months, 3 hours, and 57 minutes
ToxikPH wrote: Fri Feb 17, 2023 9:52 pm
Dinosaur wrote: Fri Feb 17, 2023 9:50 pm
ToxikPH wrote: Fri Feb 17, 2023 9:43 pm I went through a kick of Fintech cards so I'm always a little curious. Ended up with HMBradley, Gemini, and Paceline. None of them have really gotten any use so I don't know why I bother..
Well, you are experienced on FI cards! Looking at your herd .... Seems I remember reading about a few that came and went in the last two plus years. Also, some gave large CLs and took them back ... card name slips me?
X1? Also just read on DoC that Paceline is closing so rip that one.
Thanks, it was bugging me ... yes X1 ...! Did not know about Paceline closing ... good information. Seems they are dropping like flies!
Dinosaur
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  • Score data EQ8:808 TU8:803 EX8:799
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Re: Hello Alice

10 of 10
2 years ago
Sat Feb 25, 2023 3:25 am
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 5 days, 20 hours, and 3 minutes Next Level in24 days, 3 hours, and 57 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 5 days, 20 hours, and 3 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 5 days, 20 hours, and 3 minutes ago
Dinosaur wrote: Fri Feb 17, 2023 9:34 pm
Birdman wrote: Thu Feb 16, 2023 12:42 pm Some of the URLs still say first bankcard I thought they had gotten rid of all those.
Missed that! Suppose sub prime?
I hadn’t thought of that maybe.
Birdman
User avatar
  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
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