CreditRepair.com (Don't)

This company is running a lot of commercials lately. (February 2023) If you're reading this post via one of the search engines, we have some advice for you: There is literally nothing this company can do for you that you can't do on your own, using the information we have published here for free. The 2 major methods that most of these companies use to help someone get a huge credit score increase are outlined here on our site: Early Exclusion [EE] & Goodwill Saturation Technique [GST] (The authors of that information are founding members of this site!) That's really all there is to virtually all of the credit repair companies out there! You can send those letters on your own, and you'll probably have better results because yours won't look like hundreds of others lenders are seeing over and over from these companies. Also, remember this , from the Consumer Financial Protection Bureau at https://www.consumerfinance.gov , the very people in charge of going after so-called 'credit repair organizations': "Under the Credit Repair Organizations Act, credit repair companies can’t request or receive payment until they’ve completed the services they’ve promised. Some companies will structure monthly payment plans to avoid this requirement, and you should know that no form of upfront payment is legal. A simple rule to follow is “Don’t pay upfront.” Here is one of their YouTube videos: (We already answered the question! :) ) https://www.youtube.com/watch?v=6G0cyxGLWw4