[Administrator note: We started Credit Rebels to provide an absolutely free source of highly detailed, exclusive information on how to improve credit scores. There is nothing special about so-called 'Credit Repair' companies, and there is very likely nothing they know that we haven't already published here. (Plus much more they very likely have no clue about!) We are not in any way affiliated with any so-called 'credit repair organization', especially one that shows up in search results as 'FreedomCreditRebels'. That domain name was registered around 5 months after we registered ours in June 2021. (That site still has default 'customer testimonials' on it that use stock images for the customer photos!) ] Via United States Federal Trade Commission ( ftc.gov ): FTC Acts to Shut Down ‘The Credit Game’ for Running a Bogus Credit Repair Scheme that Fleeced Consumers Company Illegally Charged Consumers for Credit Advice, Filed False ID Theft Reports and Pitched Them on Fake Business Opportunity "At the request of the Federal Trade Commission, a federal court has temporarily halted a bogus credit repair scheme known as The Credit Game for promoting a series of lies and deceptions. The FTC alleged the scheme’s operators lied to credit reporting agencies regarding information on consumers’ credit reports and pitched consumers a supposed business opportunity that was essentially starting their own bogus credit repair scheme. “ Credit repair schemes cheat those already in financial trouble, and these defendants even tried to redirect COVID-19 tax benefits into their own pockets ,” said Samuel Levine, Director of the FTC’s Bureau of Consumer Protection. “ We’re grateful that the court shut this scheme down and disrupted this web of deception .” The defendants are based in Florida and have operated credit repair schemes since at least 2019, first using the name Wholesale Tradelines before changing to The Credit Game in 2020. According to the FTC’s complaint, the defendants claim to have brought in more than $15 million in business through their operations."
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FTC says credit repair operation 'The Credit Game' was a scam

1 of 11
2 years ago
Sun Jun 05, 2022 6:10 pm
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Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level55 Last INQFriday, February 14, 2020 Gardening For4 years, 7 months, 2 days, 13 hours, and 20 minutes Next Level in27 days, 10 hours, and 40 minutes on October 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 7 months, 2 days, 13 hours, and 20 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 7 months, 2 days, 13 hours, and 20 minutes ago
[Administrator note: We started Credit Rebels to provide an absolutely free source of highly detailed, exclusive information on how to improve credit scores. There is nothing special about so-called 'Credit Repair' companies, and there is very likely nothing they know that we haven't already published here. (Plus much more they very likely have no clue about!) We are not in any way affiliated with any so-called 'credit repair organization', especially one that shows up in search results as 'FreedomCreditRebels'. That domain name was registered around 5 months after we registered ours in June 2021. (That site still has default 'customer testimonials' on it that use stock images for the customer photos!)] Via United States Federal Trade Commission ( ftc.gov ): FTC Acts to Shut Down ‘The Credit Game’ for Running a Bogus Credit Repair Scheme that Fleeced Consumers Company Illegally Charged Consumers for Credit Advice, Filed False ID Theft Reports and Pitched Them on Fake Business Opportunity "At the request of the Federal Trade Commission, a federal court has temporarily halted a bogus credit repair scheme known as The Credit Game for promoting a series of lies and deceptions. The FTC alleged the scheme’s operators lied to credit reporting agencies regarding information on consumers’ credit reports and pitched consumers a supposed business opportunity that was essentially starting their own bogus credit repair scheme. “Credit repair schemes cheat those already in financial trouble, and these defendants even tried to redirect COVID-19 tax benefits into their own pockets,” said Samuel Levine, Director of the FTC’s Bureau of Consumer Protection. “We’re grateful that the court shut this scheme down and disrupted this web of deception.” The defendants are based in Florida and have operated credit repair schemes since at least 2019, first using the name Wholesale Tradelines before changing to The Credit Game in 2020. According to the FTC’s complaint, the defendants claim to have brought in more than $15 million in business through their operations."
Cassie
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Re: FTC says credit repair operation 'The Credit Game' was a scam

2 of 11
2 years ago
Sun Jun 05, 2022 6:59 pm
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Credible
Seasoned Rebel
Credible has been gardening for over 2 years.
Credible has achieved the Garden Goal !!
Level29 Last INQMonday, March 28, 2022 Gardening For2 years, 5 months, 19 days, 13 hours, and 20 minutes Next Level in11 days, 10 hours, and 40 minutes on September 28th INQ 1yr onTuesday, March 28, 2023 INQ 1yr reached1 year, 5 months, 19 days, 13 hours, and 20 minutes ago INQ 2yr onThursday, March 28, 2024 INQ 2yr reached5 months, 19 days, 13 hours, and 20 minutes ago Goal24 months Goal DateThursday, March 28, 2024 Goal Achieved5 months, 19 days, 13 hours, and 20 minutes ago
90% of their teachings is all lies+misconceptions. It is all just terrible advice. Thank God the law is coming after them.
Credible
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Re: FTC says credit repair operation 'The Credit Game' was a scam

3 of 11
2 years ago
Sun Jun 05, 2022 8:36 pm
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Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level55 Last INQFriday, February 14, 2020 Gardening For4 years, 7 months, 2 days, 13 hours, and 20 minutes Next Level in27 days, 10 hours, and 40 minutes on October 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 7 months, 2 days, 13 hours, and 20 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 7 months, 2 days, 13 hours, and 20 minutes ago
Credible wrote: Sun Jun 05, 2022 6:59 pm 90% of their teachings is all lies+misconceptions. It is all just terrible advice. Thank God the law is coming after them.
Removal of negatives (either by using @BrutalBodyShots 's Goodwill Saturation Technique or @LaHossBoss 's posts), reducing number of accounts with balances, reducing account balances in general, and reaching certain aging thresholds (time) are all anyone can do. And that's all free. The bottom line is that people are paying close to $100 a month to these places for the simple act of sending form letters to lenders or the CRAs. They're just selling BBS's Goodwill Saturation Technique! [EDIT: Adding a link to the free information, noted above, that credit repair companies charge for: Early Exclusion [EE] & Goodwill Saturation Technique [GST] ]
Cassie
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Re: FTC says credit repair operation 'The Credit Game' was a scam

4 of 11
2 years ago
Sun Jun 05, 2022 9:06 pm
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Saeren
Rebel Administrator
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For24 days, 13 hours, and 20 minutes Next Level in6 days, 10 hours, and 40 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 6 days, 10 hours, and 40 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 6 days, 10 hours, and 40 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 6 days, 10 hours, and 40 minutes
It's about time they start doing something about this shit. Like it's not even as effective as the GST because they don't always do the saturation component. I almost paid for Lexington Law at once point before I knew better and if the service was cheaper, I probably would have.
Saeren
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  • Score data TU8 799/EX8 786/EQ8 805
    EQ5 770/EX2 757
    8/18/2023
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Re: FTC says credit repair operation 'The Credit Game' was a scam

5 of 11
2 years ago
Sun Jun 05, 2022 9:35 pm
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BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 20 minutes Next Level in6 days, 10 hours, and 40 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 20 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 20 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 20 minutes ago
Saeren wrote: Sun Jun 05, 2022 9:06 pm It's about time they start doing something about this shit. Like it's not even as effective as the GST because they don't always do the saturation component. I almost paid for Lexington Law at once point before I knew better and if the service was cheaper, I probably would have.
Agreed. I don't think these outfits use saturation much if at all. They may send out a letter or two, make a call or fire off an email but I highly doubt they're sending out double-digit Rounds which is what the GST is all about.
BrutalBodyShots
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Re: FTC says credit repair operation 'The Credit Game' was a scam

6 of 11
2 years ago
Sun Jun 05, 2022 10:00 pm
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Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level55 Last INQFriday, February 14, 2020 Gardening For4 years, 7 months, 2 days, 13 hours, and 20 minutes Next Level in27 days, 10 hours, and 40 minutes on October 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 7 months, 2 days, 13 hours, and 20 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 7 months, 2 days, 13 hours, and 20 minutes ago
BrutalBodyShots wrote: Sun Jun 05, 2022 9:35 pm
Saeren wrote: Sun Jun 05, 2022 9:06 pm It's about time they start doing something about this shit. Like it's not even as effective as the GST because they don't always do the saturation component. I almost paid for Lexington Law at once point before I knew better and if the service was cheaper, I probably would have.
Agreed. I don't think these outfits use saturation much if at all. They may send out a letter or two, make a call or fire off an email but I highly doubt they're sending out double-digit Rounds which is what the GST is all about.
I had something in mind from the other link I posted about another company they are taking action against: "For example, FES sends clients form letters to send to credit bureaus to dispute negative items, but the letters don’t include supporting documents so they rarely result in removal of the items, the FTC says." So, yeah, some of them aren't even handling the sending for that monthly subscription. I have no doubt that some of these places have read your article from 2016 and decided to monetize it. (And not even doing half of what you describe!)
Cassie
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Re: FTC says credit repair operation 'The Credit Game' was a scam

7 of 11
2 years ago
Sun Jun 05, 2022 10:56 pm
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BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 20 minutes Next Level in6 days, 10 hours, and 40 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 20 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 20 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 20 minutes ago
I'm glad that many people over time will find this place and realize that they can do all of this stuff on their own without having to pay anyone for it. And, with better results!
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Re: FTC says credit repair operation 'The Credit Game' was a scam

8 of 11
2 years ago
Mon Jun 06, 2022 5:00 pm
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LaHossBoss
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LaHossBoss has been gardening for over 2 years.
Level33 Last INQThursday, December 9, 2021 Gardening For2 years, 9 months, 7 days, 13 hours, and 20 minutes Next Level in22 days, 10 hours, and 40 minutes on October 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 9 months, 7 days, 13 hours, and 20 minutes ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached9 months, 7 days, 13 hours, and 20 minutes ago
A long time ago, I actually used Lexington Law.

*WORST* decision ever!

It was very expensive and I had not one single thing remived from my credit and it was not improved at all. I even stuck with it for almost 2 years!

What a total waste of money that I could have used to actually address my credit issue!

All they did was continuously blast off disputes, when they did anything at all. Most of the time it was just "free" money for them for no actual services rendered.

I am staunchly against thebuse of *any* so-called credit repair companies that charge for their services.

Same goes with DMPs....
LaHossBoss
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  • Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
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Re: FTC says credit repair operation 'The Credit Game' was a scam

9 of 11
2 years ago
Sat Jun 11, 2022 12:02 pm
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 20 minutes Next Level in15 days, 10 hours, and 40 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 20 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 20 minutes ago
And there is another one besides freedom credit rebels that has popped up using our rebel name, I’m starting to catch up and when I do, I’m gonna see what I can do about those. It really pisses me off that they try to use the Goodwill and intentions of our site and try to steal our name to charge people money when we’re all about helping people for free. Smh
Birdman
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  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
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Re: FTC says credit repair operation 'The Credit Game' was a scam

10 of 11
2 years ago
Thu Mar 02, 2023 2:30 am
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Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level55 Last INQFriday, February 14, 2020 Gardening For4 years, 7 months, 2 days, 13 hours, and 20 minutes Next Level in27 days, 10 hours, and 40 minutes on October 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 7 months, 2 days, 13 hours, and 20 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 7 months, 2 days, 13 hours, and 20 minutes ago
UPDATE: December 15, 2022 As a result of a Federal Trade Commission lawsuit, the operators of “The Credit Game,” a credit repair scheme that cost consumers millions of dollars, face a lifetime ban from the credit repair industry in proposed court orders filed today. FTC Action Leads to Permanent Ban for Scammers Behind ‘The Credit Game’ Credit Repair Scheme
Cassie
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Re: FTC says credit repair operation 'The Credit Game' was a scam

11 of 11
2 years ago
Sun Mar 05, 2023 7:52 pm
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 20 minutes Next Level in15 days, 10 hours, and 40 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 20 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 20 minutes ago
Cassie wrote: Thu Mar 02, 2023 2:30 am UPDATE: December 15, 2022 As a result of a Federal Trade Commission lawsuit, the operators of “The Credit Game,” a credit repair scheme that cost consumers millions of dollars, face a lifetime ban from the credit repair industry in proposed court orders filed today. FTC Action Leads to Permanent Ban for Scammers Behind ‘The Credit Game’ Credit Repair Scheme
Great idea for complaints against them for charging before services are completed and have them shut down and send cease & desist. I need to get on this now that I’m getting it back together. thank you for reminding me.
Birdman
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  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
1
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