As of May 12, 2022: Credit scores for FICO score models 10 and 10 T are now available as part of credit score reports purchased at https://www.myfico.com . These scores are now provided for data from all 3 bureaus: Equifax, TransUnion, and Experian. (It had been EQ/TU only for a while.) Only newly purchased reports will show the Experian FICO 10 scores.
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FICO Score 10 and 10 T now available to consumers

1 of 5
2 years ago
Thu May 12, 2022 10:22 pm
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CR_Administrator
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As of May 12, 2022: Credit scores for FICO score models 10 and 10 T are now available as part of credit score reports purchased at https://www.myfico.com . These scores are now provided for data from all 3 bureaus: Equifax, TransUnion, and Experian. (It had been EQ/TU only for a while.) Only newly purchased reports will show the Experian FICO 10 scores.
CR_Administrator
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Re: FICO Score 10 and 10 T now available to consumers

2 of 5
A year ago
Fri May 19, 2023 8:48 am
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GApeachy
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GApeachy has passed the 12 month threshold!
No scorable inquiries on file!
Level13 Last INQMonday, August 7, 2023 Gardening For1 year, 1 month, 21 hours, and 59 minutes Next Level in29 days, 2 hours, and 1 minute on October 7th INQ 1yr onWednesday, August 7, 2024 INQ 1yr reached1 month, 21 hours, and 59 minutes ago INQ 2yr onThursday, August 7, 2025 INQ 2yr in10 months, 30 days, 2 hours, and 1 minute Goal24 months Goal DateThursday, August 7, 2025 Goal In10 months, 30 days, 2 hours, and 1 minute
I'm so curious what mine are now. I've had the most spend on cards ever reported thus far and my Fico 8's are near their highest. I hate to spend that much over at MF just for the 10's though.

Any idea when we'll start seeing these scores through the Big 3?
GApeachy
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  • Score data EX8: 765/ TU: 765/ EQ: 764
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Re: FICO Score 10 and 10 T now available to consumers

3 of 5
A year ago
Sat May 20, 2023 12:57 pm
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BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 21 hours, and 59 minutes Next Level in15 days, 2 hours, and 1 minute on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 21 hours, and 59 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 21 hours, and 59 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 21 hours, and 59 minutes ago
I can't believe a year has elapsed since MF started giving out F10 scores. I'll have to check mine again, as I think I've gotten them only once so far. I need to make sure my glitch for free scores is still in place, lol.
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Re: FICO Score 10 and 10 T now available to consumers

4 of 5
A year ago
Mon May 22, 2023 7:19 am
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GApeachy
Seasoned Rebel
GApeachy has passed the 12 month threshold!
No scorable inquiries on file!
Level13 Last INQMonday, August 7, 2023 Gardening For1 year, 1 month, 21 hours, and 59 minutes Next Level in29 days, 2 hours, and 1 minute on October 7th INQ 1yr onWednesday, August 7, 2024 INQ 1yr reached1 month, 21 hours, and 59 minutes ago INQ 2yr onThursday, August 7, 2025 INQ 2yr in10 months, 30 days, 2 hours, and 1 minute Goal24 months Goal DateThursday, August 7, 2025 Goal In10 months, 30 days, 2 hours, and 1 minute
I got mine yesterday. All the 10 and 10T scores really like me. Weird! I figured with Trended data that my scores would have suffered some with me carrying balances recently but I figured wrong. So I guess the 10s like seeing high balances, on multiple cards, showing significant pymt activity.....for how many months, Idk as this is my first 3b in a long time and 1st getting the 10s scores.
GApeachy
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  • Score data EX8: 765/ TU: 765/ EQ: 764
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Re: FICO Score 10 and 10 T now available to consumers

5 of 5
A year ago
Sun Jun 04, 2023 11:31 pm
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EvenBetterThanTheRealThing
Seasoned Rebel
Level4 Last INQFriday, April 12, 2024 Gardening For4 months, 26 days, 21 hours, and 59 minutes Next Level in4 days, 2 hours, and 1 minute on September 12th INQ 1yr onSaturday, April 12, 2025 INQ 1yr in7 months, 4 days, 2 hours, and 1 minute INQ 2yr onSunday, April 12, 2026 INQ 2yr in1 year, 7 months, 4 days, 2 hours, and 1 minute Goal12 months Goal DateSaturday, April 12, 2025 Goal In7 months, 4 days, 2 hours, and 1 minute
My profile is likely worse off than yours (5yr7m) old BK7, but I've been seeing the monthly scores for a year now and it looks like my FICO 10 (classic in particular moreso than auto or bankcard) has a bit lower of a ceiling for me than FICO 8 and significantly lower ceiling than 9. Meanwhile, FICO 10T seems to have a higher ceiling than FICO 8. 9, and 10 along with rewarding ultra low utilization the most. Both of them take longer to recover from opening a new account though. My 10T scores peaked when I was 6 months past opening my 3rd CC (4th one had the inquiry showing but wasn't reporting yet) and had 2% on my AZEO card only. They also dropped the most of any this month when I reported a higher balance (31.5%) on my AZEO card (I hit some milestone of sorts I think because a few scores increased, but 10T fared the worst relative to last month).
EvenBetterThanTheRealThing
A default user avatar.
Seasoned Rebel
  • Score data EQ8 688 TU8 698 EX8 692
    EQ9 711 TU9 707 EX9 717
    EQ10T 693 TU10T 704 EX10T 679
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