Bored, home alone, sweating while sitting close enough to my ac for it to have a case with HR. Like any credit junky would do, decided my heat addled brain could use a fix. Activated a few 5-15% cb offers on my USB card that wouldn’t do, opened my Amex app chickened out on the Amex cli request. Then made it to discover paid my balance off early joked to myself BrutalBodyShots likely just got a disturbance in the force on an early balance paid, congratulated myself on a funny. Then hit the luv button to see if discover wanted to give me a little romance after rejecting me in July? Turns out they did! 5.7k to 8.7k my biggest increase from discover yet. Combined spend for the quarter was 1,500 Time between cli 6 months.
Post

Discover 3k cli

1 of 8
A year ago
Wed Aug 23, 2023 10:31 pm
A default user avatar.
Beefy
Seasoned Rebel
Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 10 days, 20 hours, and 43 minutes Next Level in20 days, 3 hours, and 17 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 20 days, 3 hours, and 17 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 20 days, 3 hours, and 17 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 20 days, 3 hours, and 17 minutes
Bored, home alone, sweating while sitting close enough to my ac for it to have a case with HR. Like any credit junky would do, decided my heat addled brain could use a fix. Activated a few 5-15% cb offers on my USB card that wouldn’t do, opened my Amex app chickened out on the Amex cli request. Then made it to discover paid my balance off early joked to myself @BrutalBodyShots likely just got a disturbance in the force on an early balance paid, congratulated myself on a funny. Then hit the luv button to see if discover wanted to give me a little romance after rejecting me in July? Turns out they did! 5.7k to 8.7k my biggest increase from discover yet. Image Combined spend for the quarter was 1,500 Time between cli 6 months.
Beefy
A default user avatar.
Seasoned Rebel
  • Score data EQ8-791; TU8-780 EX8-766
    EQ9-816; TU9-776; EX9-776
    EQ5-729; TI4- 740; EX2-723
7
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Post

Re: Discover 3k cli

2 of 8
A year ago
Wed Aug 23, 2023 10:36 pm
User avatar
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 20 hours, and 43 minutes Next Level in15 days, 3 hours, and 17 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 20 hours, and 43 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 20 hours, and 43 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 20 hours, and 43 minutes ago
Beefy wrote: ↑Wed Aug 23, 2023 10:31 pm Turns out they did! 5.7k to 8.7k my biggest increase from discover yet.
Sweet increase! Well-executed. I'm alright with an early pay down every now and again. I mean hell, I did it for long periods of time when doing testing and such. There is a time and a place for sure. Now balance micromanagement every single month on all accounts? Generally speaking, not something I'm in support of ;)
BrutalBodyShots
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Senior Administrator
3
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Re: Discover 3k cli

3 of 8
A year ago
Wed Aug 23, 2023 11:04 pm
A default user avatar.
Beefy
Seasoned Rebel
Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 10 days, 20 hours, and 43 minutes Next Level in20 days, 3 hours, and 17 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 20 days, 3 hours, and 17 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 20 days, 3 hours, and 17 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 20 days, 3 hours, and 17 minutes
BrutalBodyShots wrote: ↑Wed Aug 23, 2023 10:36 pm
Beefy wrote: ↑Wed Aug 23, 2023 10:31 pm Turns out they did! 5.7k to 8.7k my biggest increase from discover yet.
Sweet increase! Well-executed. I'm alright with an early pay down every now and again. I mean hell, I did it for long periods of time when doing testing and such. There is a time and a place for sure. Now balance micromanagement every single month on all accounts? Generally speaking, not something I'm in support of ;)
I know it is overkill and generally tell people it is overkill, when I first started with credit on my baby 500 dollar discover secured card it was necessary simply because I needed to free up credit to use again, while that isn’t the case any more with a credit limit about 25x my monthly spend. The habit just never went away.
Beefy
A default user avatar.
Seasoned Rebel
  • Score data EQ8-791; TU8-780 EX8-766
    EQ9-816; TU9-776; EX9-776
    EQ5-729; TI4- 740; EX2-723
2
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Post

Re: Discover 3k cli

4 of 8
A year ago
Wed Aug 23, 2023 11:12 pm
User avatar
mgood
Seasoned Rebel
Level3 Last INQMonday, May 13, 2024 Gardening For3 months, 25 days, 20 hours, and 43 minutes Next Level in5 days, 3 hours, and 17 minutes on September 13th INQ 1yr onTuesday, May 13, 2025 INQ 1yr in8 months, 5 days, 3 hours, and 17 minutes INQ 2yr onWednesday, May 13, 2026 INQ 2yr in1 year, 8 months, 5 days, 3 hours, and 17 minutes Goal12 months Goal DateTuesday, May 13, 2025 Goal In8 months, 5 days, 3 hours, and 17 minutes
Congratulations on the Disco luv.
mgood
User avatar
Seasoned Rebel
  • Score data EQ8:762 TU8:744 EX8:757 (Sep 1)
    AZE9 - 4% Utl
    New Accts: 1/6, 3/12, 6/24
1
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Post

Re: Discover 3k cli

5 of 8
A year ago
Wed Aug 23, 2023 11:54 pm
User avatar
Saeren
Rebel Administrator
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 43 minutes Next Level in15 days, 3 hours, and 17 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 17 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 17 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 17 minutes
Congrats! That's a nice CLI!
Saeren
User avatar
Rebel Administrator
  • Score data TU8 799/EX8 786/EQ8 805
    EQ5 770/EX2 757
    8/18/2023
1
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Post

Re: Discover 3k cli

6 of 8
A year ago
Thu Aug 24, 2023 2:10 am
User avatar
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level54 Last INQFriday, February 14, 2020 Gardening For4 years, 6 months, 24 days, 20 hours, and 43 minutes Next Level in6 days, 3 hours, and 17 minutes on September 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 6 months, 24 days, 20 hours, and 43 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 6 months, 24 days, 20 hours, and 43 minutes ago
Beefy wrote: ↑Wed Aug 23, 2023 10:31 pm Bored, home alone, sweating while sitting close enough to my ac for it to have a case with HR.
lol Congratulations, that's some love alright! :cli:
Cassie
User avatar
Developer
  • Score data EQ8:790 TU8:790 EX8:795
1
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Post

Re: Discover 3k cli

7 of 8
A year ago
Thu Aug 24, 2023 6:19 pm
User avatar
CreditAggie
Seasoned RebelSoft pull CLIs for the win
Level7 Last INQWednesday, January 10, 2024 Gardening For7 months, 28 days, 20 hours, and 43 minutes Next Level in2 days, 3 hours, and 17 minutes on September 10th INQ 1yr onFriday, January 10, 2025 INQ 1yr in4 months, 2 days, 3 hours, and 17 minutes INQ 2yr onSaturday, January 10, 2026 INQ 2yr in1 year, 4 months, 2 days, 3 hours, and 17 minutes Goal12 months Goal DateFriday, January 10, 2025 Goal In4 months, 2 days, 3 hours, and 17 minutes
Very nice CLI! $3K is solid for Disco.
CreditAggie
User avatar
Seasoned Rebel
  • Score data EX8: 758 TU8: 756 EQ8: 758
    EX9: 777 TU9: 782 EQ9: 778
    EX2: 754 TU4: 759 EQ5: 738
1
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Post

Re: Discover 3k cli

8 of 8
A year ago
Fri Aug 25, 2023 8:16 am
User avatar
JoeRockhead
Seasoned Rebel
JoeRockhead has passed the 12 month threshold!
No scorable inquiries on file!
Level18 Last INQMonday, March 6, 2023 Gardening For1 year, 6 months, 1 day, 20 hours, and 43 minutes Next Level in28 days, 3 hours, and 17 minutes on October 6th INQ 1yr onWednesday, March 6, 2024 INQ 1yr reached6 months, 1 day, 20 hours, and 43 minutes ago INQ 2yr onThursday, March 6, 2025 INQ 2yr in5 months, 26 days, 3 hours, and 17 minutes Goal24 months Goal DateThursday, March 6, 2025 Goal In5 months, 26 days, 3 hours, and 17 minutes
Very nice bump, congratulations on you Disco Luv!
JoeRockhead
User avatar
Seasoned Rebel
  • Score data EQ8: 810 TU8: 810 EX8: 796
1
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