Amex BCE 27k to 50k cli first 50k card!!!

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

11 months ago

Thu Sep 28, 2023 2:12 pm

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 23 minutes Next Level in15 days, 3 hours, and 37 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 37 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 37 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 37 minutes

Very nice limit!

11 months ago

Thu Sep 28, 2023 2:36 pm

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 10 days, 20 hours, and 23 minutes Next Level in20 days, 3 hours, and 37 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 20 days, 3 hours, and 37 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 20 days, 3 hours, and 37 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 20 days, 3 hours, and 37 minutes

Saeren wrote: ↑Thu Sep 28, 2023 2:12 pm Very nice limit!

I remember awhile back me telling you just after hitting 100k I didn’t think 200k was in my near future and now here I am 160k tcl just a few short months later! Last cli was just 90 days ago for 18k… monthly spend on card is about 300

11 months ago

Thu Sep 28, 2023 11:04 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 20 hours, and 23 minutes Next Level in15 days, 3 hours, and 37 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 20 hours, and 23 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 20 hours, and 23 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 20 hours, and 23 minutes ago

Congrats on your first $50k limit!

How many total cards do you have currently / what does this bump your ACL up to?

11 months ago

Fri Sep 29, 2023 12:00 am

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 10 days, 20 hours, and 23 minutes Next Level in20 days, 3 hours, and 37 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 20 days, 3 hours, and 37 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 20 days, 3 hours, and 37 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 20 days, 3 hours, and 37 minutes

BrutalBodyShots wrote: ↑Thu Sep 28, 2023 11:04 pm Congrats on your first $50k limit! How many total cards do you have currently / what does this bump your ACL up to?

10 cards, roughly 16k acl up from about 12.6k.... but kinda a nonissue my state doesn't allow credit based insurance scores. I know sync and commenity use VS4 though and I did kind have my eye on one of the AAA cards. when they denied me last year one of the factors negatively affecting my score was low ACL (5kish at the time). I do all my banking on my phone though and the AAA card doesn't have an app so I might just find another grocery card.

11 months ago

Fri Sep 29, 2023 7:50 am

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 20 hours, and 23 minutes Next Level in15 days, 3 hours, and 37 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 20 hours, and 23 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 20 hours, and 23 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 20 hours, and 23 minutes ago

Interesting. I didn't know that a low ACL was a negative reason code provided by VS4.

11 months ago

Fri Sep 29, 2023 7:51 am

JoeRockhead

Seasoned Rebel

JoeRockhead has passed the 12 month threshold!
No scorable inquiries on file!

Level18 Last INQMonday, March 6, 2023 Gardening For1 year, 6 months, 1 day, 20 hours, and 23 minutes Next Level in28 days, 3 hours, and 37 minutes on October 6th INQ 1yr onWednesday, March 6, 2024 INQ 1yr reached6 months, 1 day, 20 hours, and 23 minutes ago INQ 2yr onThursday, March 6, 2025 INQ 2yr in5 months, 26 days, 3 hours, and 37 minutes Goal24 months Goal DateThursday, March 6, 2025 Goal In5 months, 26 days, 3 hours, and 37 minutes

Outstanding, congratulations on your new limit!

11 months ago

Fri Sep 29, 2023 10:34 am

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 10 days, 20 hours, and 23 minutes Next Level in20 days, 3 hours, and 37 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 20 days, 3 hours, and 37 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 20 days, 3 hours, and 37 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 20 days, 3 hours, and 37 minutes

BrutalBodyShots wrote: ↑Fri Sep 29, 2023 7:50 am Interesting. I didn't know that a low ACL was a negative reason code provided by VS4.

Well I guess I can't say it is VS4 they refused to identify the model the score they provided was, but I know it wasn't VS3 or a Fico score

11 months ago

Sat Sep 30, 2023 12:09 pm

CreditAggie

Seasoned RebelSoft pull CLIs for the win

Level7 Last INQWednesday, January 10, 2024 Gardening For7 months, 28 days, 20 hours, and 23 minutes Next Level in2 days, 3 hours, and 37 minutes on September 10th INQ 1yr onFriday, January 10, 2025 INQ 1yr in4 months, 2 days, 3 hours, and 37 minutes INQ 2yr onSaturday, January 10, 2026 INQ 2yr in1 year, 4 months, 2 days, 3 hours, and 37 minutes Goal12 months Goal DateFriday, January 10, 2025 Goal In4 months, 2 days, 3 hours, and 37 minutes

Congratulations on your CLI to $50K!

11 months ago

Sat Sep 30, 2023 10:45 pm

Cassie

DeveloperLoves long talks on the beach

Cassie has been gardening for over 2 years.

Level54 Last INQFriday, February 14, 2020 Gardening For4 years, 6 months, 24 days, 20 hours, and 23 minutes Next Level in6 days, 3 hours, and 37 minutes on September 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 6 months, 24 days, 20 hours, and 23 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 6 months, 24 days, 20 hours, and 23 minutes ago

Beefy wrote: ↑Thu Sep 28, 2023 1:36 pm Just went to take a screenshot of an Amex page realized I was allowed to make a new cli request entered 50k on a whim and instant approval no HP no POI.

What drink led to that anyway? That's just incredible! The algorithms clearly ♥ you.

11 months ago

Sun Oct 01, 2023 4:06 am

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 10 days, 20 hours, and 23 minutes Next Level in20 days, 3 hours, and 37 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 20 days, 3 hours, and 37 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 20 days, 3 hours, and 37 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 20 days, 3 hours, and 37 minutes

Cassie wrote: ↑Sat Sep 30, 2023 10:45 pm
Beefy wrote: ↑Thu Sep 28, 2023 1:36 pm Just went to take a screenshot of an Amex page realized I was allowed to make a new cli request entered 50k on a whim and instant approval no HP no POI.
What drink led to that anyway? That's just incredible! The algorithms clearly ♥ you.

I wasn’t drinking at all… I was going to take a screen shot of the CLI page from Amex when it is too soon to ask for a cli, loaded up the page and went oh I guess it is due let me just ask for 50k and see what they say lol. I don’t feel my profile is special, I just compulsively pay my bill and every so often apply for a card I want or think I want.