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11 months ago
Sun Oct 01, 2023 6:08 am
EvenBetterThanTheRealThing
Seasoned Rebel
Just got a $500 CLI from $1800 to $2300 on my Chrome. It's not a big CLI but I'll take it!. This was the first card in my rebuild and started as a $400 secured card prior to being unsecured with an $1800 CL in June '22. I've tried 3 times since to get a CLi and through June was getting "insufficient experience with current limit" as my denial reason. Also, noticed that the CLI process changed this time. I was taken to an income update screen when I requested it and previously that wasn't the case (income hasn't changed from what Disco already has and hadn't changed since my last attempt). Nonetheless I can't complain since right now I'm mainly using it for a 6% paypal offer that ends 11/30 (this card doesn't offer enough to be used regularly otherwise anymore without the now impossible PC). FWIW and DP purposes, between the last denial and this approval, I let one statement post a balance of $500.
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Score data
EQ8 688 TU8 698 EX8 692
EQ9 711 TU9 707 EX9 717
EQ10T 693 TU10T 704 EX10T 679 - Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- Date of Last Inquiry and/or New Account Opening April 12th, 2024
- Garden Goal 12