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8 months ago
Wed Jan 10, 2024 2:18 pm
CreditAggie
Seasoned RebelSoft pull CLIs for the win
Hello again Rebels,
After yesterday's massive BofA Premium Rewards approval, I determined that I have enough planned spend coming up for a second SUB, so I thought now would be a good time to app for another card. I decided this time to app for the PenFed PCR. I thought it would be a good CU card to have for lender diversity and as a fallback to the BofA card. I first did the pre-qualification and it came back as prequalified with a $15,000 SL. I followed through with the application and:
I was instantly approved with the same prequalified $15,000 SL!
DPs:
EQ pull: 778 FICO 9
0/12 new accounts
Reported income: $40K
3 year banking relationship with PenFed (checking and savings)
No HPs on EQ prior to app
Now it's REALLY time to go back to the garden!
Click images to enlarge them.
- Tagline Soft pull CLIs for the win
-
Score data
EX8: 758 TU8: 756 EQ8: 758
EX9: 777 TU9: 782 EQ9: 778
EX2: 754 TU4: 759 EQ5: 738 - Classic 8 Scorecard CLEAN/THICK/MATURE/NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NEW-ACCOUNT
- AoOA 4Y 4M
- AoORA 4Y 4M
- Date of Last Inquiry and/or New Account Opening January 10th, 2024
- Garden Goal 12