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8 months ago
Sat Feb 03, 2024 5:53 pm
EvenBetterThanTheRealThing
Seasoned Rebel
I'll preface this by noting 1 point is meaningless, but since I like to go down the rabbit hole of figuring out every score change I have as best as I can I'll keep going. Got my 3B pull from myFICO today and the only score that went down was my EX Bankcard 8 that dropped a point to 693. I can't seem to figure out why it went down when EX8 Classic went up +2 and every other EX score from all models increased by +5 or more.
Last month I was $1268/$10000, $723/$5000, $0/4500, $0/$2300, $0/$2300 -->$1991/$24100 for 8.3% aggregate.
This month I was $1320/$10000, $681/$5000, $0/4500, $0/$2300, $0/2300-->$2001/$24100 still 8.3% aggregate.
Utilization had no significant differences and I have one less scoreable HP on EX and TU from my BCP app no longer being scoreable. Any ideas as to what's causing this? I'm really trying to satisfy my curiosity on this.
Last month I was $1268/$10000, $723/$5000, $0/4500, $0/$2300, $0/$2300 -->$1991/$24100 for 8.3% aggregate.
This month I was $1320/$10000, $681/$5000, $0/4500, $0/$2300, $0/2300-->$2001/$24100 still 8.3% aggregate.
Utilization had no significant differences and I have one less scoreable HP on EX and TU from my BCP app no longer being scoreable. Any ideas as to what's causing this? I'm really trying to satisfy my curiosity on this.
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Score data
EQ8 688 TU8 698 EX8 692
EQ9 711 TU9 707 EX9 717
EQ10T 693 TU10T 704 EX10T 679 - Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- Date of Last Inquiry and/or New Account Opening April 12th, 2024
- Garden Goal 12