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9 months ago
Fri Dec 29, 2023 1:46 pm
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
BrutalBodyShots has achieved the Garden Goal !!
I'm looking for data points that any of you have found with your own profile or have heard from others that have tested it regarding 1 maxed out credit card while keeping aggregate utilization as a single-digit number... that is, the scoring impact (on Fico 8 preferred) when moving from a highest individual utilization card being under (say) 30% to maxed out (above 89.5%) with aggregate utilization not being a factor.
- Tagline Goodwill Saturation Technique Author
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 266 months
- AoORA 266 months
- Date of Last Inquiry and/or New Account Opening May 23rd, 2022
- Garden Goal 24