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7 months ago
Mon Feb 05, 2024 12:33 pm
Dinosaur
Seasoned RebelDinosaur
Last edited by Dinosaur on Mon Feb 05, 2024 12:55 pm, edited 1 time in total.
CRs
In the event you have an interest in privacy do not use a financial that eat, sleep and breathes releasing all your transactions!
Today I received my twenty-one-page Early Warning Report with actually everything about me on the first two pages and I mean everything. Not to be overlooked is an accounting of the inquiries which did include insurance companies (why?).
NOT all financials report (thank heavens) but, three big reporters come to mind. They are: US Bank, Discover Bank and USAA Bank. Found that every check, every digital transaction along with deposits were run through Early Warning by US Bank. Discover focused on account opening and closings. USAA also reported every check and digital transaction with deposits along with account open and closings.
Early Warning says they are not a credit bureau and are outside the regular reporting standards and compliance requirements?! Considering the information that I found going back to the year 2021, this should be required to act like a credit bureau (my opinion only).
In the event I was a hacker, Early Warning has more personal direct information than the three credit bureaus. If someone stole your Early Warning Report, everything needed to establish a stealing of your identity is present!!!
Someone might ask what can I do? Great question and you cannot stop financials from using the service. So, your only choice is to make sure you use a financial that does NOT use Early Warning.
It would be helpful to know who the non-Early Warning financial users are, but I do not know how to secure such information?
Dino
Link is: https://www.earlywarning.com/
- Tagline Dinosaur
- Score data EQ8:807 TU8:802 EX8:799
- Classic 8 Scorecard CLEAN/THICK/MATURE/NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NEW-ACCOUNT
- AoOA 2006
- AoORA 2006
- Date of Last Inquiry and/or New Account Opening April 8th, 2024
- Garden Goal 24