So where did all the Credit Card subforums go?

Thank you!!!

ptatohed wrote: ↑Sun Jun 02, 2024 4:22 am Thank you!!!

Wait, I can't tell which proposal you're happy about? lol In my reply to you, I mentioned restoring all the individual bank subforums. Then people replied and said we should get rid of all the subforums, leaving one main credit card forum for every post about any lender. I was about to go with the latter - no subforums - and move all the posts into this single forum.

Cassie wrote: ↑Sun Jun 02, 2024 7:11 pm

ptatohed wrote: ↑Sun Jun 02, 2024 4:22 am Thank you!!!

Wait, I can't tell which proposal you're happy about? lol In my reply to you, I mentioned restoring all the individual bank subforums. Then people replied and said we should get rid of all the subforums, leaving one main credit card forum for every post about any lender. I was about to go with the latter - no subforums - and move all the posts into this single forum.

Lol! Sorry about that Cass. I was just thankful to you that you were considering some sort of change. But that you'd ultimately go with what Saeren, Beefy, BBS, and TPH voted. My thought is if there are going to be subforums (Chase, Disco, citi, AmEx, etc., etc.), it should be compete (or not at all). But a complete list is probably too much and not even necessary. So, yes, I agree, a single general Credit Card subforum would be great. To be completely honest, I've never cared for LOCs and HELOCs being clumped in with Credit Cards. I'd love to see Credit Cards by itself. There is already a redundant 'Loans' forum under the Credit Card forum. I think that should be enough for PLOCs, HELOCs, mortgages, etc. Thank you!

ptatohed wrote: ↑Mon Jun 03, 2024 2:33 am So, yes, I agree, a single general Credit Card subforum would be great. To be completely honest, I've never cared for LOCs and HELOCs being clumped in with Credit Cards. I'd love to see Credit Cards by itself. There is already a redundant 'Loans' forum under the Credit Card forum. I think that should be enough for PLOCs, HELOCs, mortgages, etc. Thank you!

Ok, done. Birdman decided to put LOCs and HELOCs together with credit cards because at the time, we were going over all the various CRA reason code lists and they referred to all of them as general 'revolving lines of credit'. Maybe those 2 could be subforums.

Cassie wrote: ↑Mon Jun 03, 2024 3:21 am

ptatohed wrote: ↑Mon Jun 03, 2024 2:33 am So, yes, I agree, a single general Credit Card subforum would be great. To be completely honest, I've never cared for LOCs and HELOCs being clumped in with Credit Cards. I'd love to see Credit Cards by itself. There is already a redundant 'Loans' forum under the Credit Card forum. I think that should be enough for PLOCs, HELOCs, mortgages, etc. Thank you!

Ok, done. Birdman decided to put LOCs and HELOCs together with credit cards because at the time, we were going over all the various CRA reason code lists and they referred to all of them as general 'revolving lines of credit'. Maybe those 2 could be subforums.

Very rad, thanks Cassie. Yeah, I'd still strongly urge you to keep Credit Cards by itself and move Lines of Credit to either the existing Loans Sub-forum or, if we must, as a sub-sub forum under Credit Cards (but I think they are better suited under Loans). Just my 2c! Thanks again! It's after 12am, go to bed! lol P.S. LOC (Line of Credit) is probably more appropriately PLOC (Personal Line of Credit).

Cassie wrote: ↑Mon Jun 03, 2024 3:21 am

ptatohed wrote: ↑Mon Jun 03, 2024 2:33 am So, yes, I agree, a single general Credit Card subforum would be great. To be completely honest, I've never cared for LOCs and HELOCs being clumped in with Credit Cards. I'd love to see Credit Cards by itself. There is already a redundant 'Loans' forum under the Credit Card forum. I think that should be enough for PLOCs, HELOCs, mortgages, etc. Thank you!

Ok, done. Birdman decided to put LOCs and HELOCs together with credit cards because at the time, we were going over all the various CRA reason code lists and they referred to all of them as general 'revolving lines of credit'. Maybe those 2 could be subforums.

I definitely agree that Credit Cards should be its own forum.

ptatohed wrote: ↑Mon Jun 03, 2024 3:47 am Very rad, thanks Cassie. Yeah, I'd still strongly urge you to keep Credit Cards by itself and move Lines of Credit to either the existing Loans Sub-forum or, if we must, as a sub-sub forum under Credit Cards (but I think they are better suited under Loans). Just my 2c! Thanks again! ... P.S. LOC (Line of Credit) is probably more appropriately PLOC (Personal Line of Credit).

Saeren wrote: ↑Mon Jun 03, 2024 2:06 pm I definitely agree that Credit Cards should be its own forum.

Done, done, and done, with some sugar added to this particular forum: topics can be filtered by lender with a single tap instead of having to type in some keywords.

Cassie wrote: ↑Mon Jun 03, 2024 5:23 pm

ptatohed wrote: ↑Mon Jun 03, 2024 3:47 am Very rad, thanks Cassie. Yeah, I'd still strongly urge you to keep Credit Cards by itself and move Lines of Credit to either the existing Loans Sub-forum or, if we must, as a sub-sub forum under Credit Cards (but I think they are better suited under Loans). Just my 2c! Thanks again! ... P.S. LOC (Line of Credit) is probably more appropriately PLOC (Personal Line of Credit).

Saeren wrote: ↑Mon Jun 03, 2024 2:06 pm I definitely agree that Credit Cards should be its own forum.

Done, done, and done, with some sugar added to this particular forum: topics can be filtered by lender with a single tap instead of having to type in some keywords.

You rock!!