US Bank Altitude Go -- Approved!

Saeren wrote: ↑Wed Aug 28, 2024 6:07 pm Holy outlier, Batman! I impulsively applied for the card after I got my BoA approval and it went to review. I remembered almost immediately that US Bank doesn't like credit seeking so I figured it was a lost cause app. Well fast forward to today, I get a text message asking me if I applied. I said yes, it said they needed more info. There was an option to get a callback so when we went grocery shopping, I came back and said screw it. Not like I had anything better to do. The girl just asks me to verify that I applied and she said something like "well we can go ahead and get this submitted to someone for final approval." I was extremely surprised to hear the word approval but US Bank has put me through this verification before just to deny me. Well I'm sitting here and I wake my computer from sleep and see a notification preview "Get more from your new Altitude Go" from my email and there it is. [Quoted post had an image here.] $5K limit (I'm fine with this as it's an improvement from my $3K Cash+ and $3K Elan that they won't increase). Pulled Experian (which shocked me as they usually pull TU for me), 760 EX8 at the time. The big outlier here is that I had two new reported cards in May and US Bank usually demands 0/12. I also had 3 inquiries on EX, one of which was done minutes before. $200 SUB for $1K spend in 90 days, 0% for 12 months. Unsure the APR, the website doesn't seem to say yet. I'll update when I know.

BrutalBodyShots wrote: ↑Wed Aug 28, 2024 11:46 pm Congrats on the approval! What's that put your TCL at now relative to income? Did you finally hit 10x?