AOD Sig Visa Card taking new apps again!

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

2 weeks ago

Tue Sep 03, 2024 12:24 pm

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For24 days, 12 hours, and 32 minutes Next Level in6 days, 11 hours, and 28 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 6 days, 11 hours, and 28 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 6 days, 11 hours, and 28 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 6 days, 11 hours, and 28 minutes

Wow. That was definitely not what I expected to see happen! I hope they're ready for that influx of apps lol

2 weeks ago

Thu Sep 05, 2024 5:02 pm

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 19 days, 12 hours, and 32 minutes Next Level in11 days, 11 hours, and 28 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 11 days, 11 hours, and 28 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 11 days, 11 hours, and 28 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 11 days, 11 hours, and 28 minutes

ptatohed wrote: ↑Tue Sep 03, 2024 1:57 am After many years of the AOD Visa Sig being 3% CB everything, uncapped, AOD turned off new apps some 1+ year ago. Well, those of us grandfathered in got to keep it for a while longer, but then a few months ago, AOD nerfed the card to 3% CB on only the first $1500 per month/billing. Fast forward several months to today and now the card (in the nerfed 3% CB up to $1500/mo spend + higher APR) is available for new apps! If interested, start sharpening your mountain bike skills folks! https://www.aodfcu.com/credit-cards/ I'm actually seriously considering trying to get mrs. ptatohed / P2 to join/apply so that we can have up to $3k/mo. I know she won't go through all the required hoops to join so I'll have to do all the work. All I need her to do is take a selfie holding the AOD + date paper (which I'll prepare), lol.

Trying to get ahead of USB smartly visa perhaps? https://www.usbank.com/credit-cards/ban ... -card.html

2 weeks ago

Fri Sep 06, 2024 3:07 am

ptatohed

Seasoned Rebel

Beefy wrote: ↑Thu Sep 05, 2024 5:02 pm
ptatohed wrote: ↑Tue Sep 03, 2024 1:57 am After many years of the AOD Visa Sig being 3% CB everything, uncapped, AOD turned off new apps some 1+ year ago. Well, those of us grandfathered in got to keep it for a while longer, but then a few months ago, AOD nerfed the card to 3% CB on only the first $1500 per month/billing. Fast forward several months to today and now the card (in the nerfed 3% CB up to $1500/mo spend + higher APR) is available for new apps! If interested, start sharpening your mountain bike skills folks! https://www.aodfcu.com/credit-cards/ I'm actually seriously considering trying to get mrs. ptatohed / P2 to join/apply so that we can have up to $3k/mo. I know she won't go through all the required hoops to join so I'll have to do all the work. All I need her to do is take a selfie holding the AOD + date paper (which I'll prepare), lol.
Trying to get ahead of USB smartly visa perhaps? https://www.usbank.com/credit-cards/ban ... -card.html

That is certainly on my radar now. I'm on the sign-up list!

A week ago

Fri Sep 06, 2024 12:06 pm

Beefy

Seasoned Rebel

Level3 Last INQTuesday, May 28, 2024 Gardening For3 months, 19 days, 12 hours, and 32 minutes Next Level in11 days, 11 hours, and 28 minutes on September 28th INQ 1yr onWednesday, May 28, 2025 INQ 1yr in8 months, 11 days, 11 hours, and 28 minutes INQ 2yr onThursday, May 28, 2026 INQ 2yr in1 year, 8 months, 11 days, 11 hours, and 28 minutes Goal12 months Goal DateWednesday, May 28, 2025 Goal In8 months, 11 days, 11 hours, and 28 minutes

ptatohed wrote: ↑Fri Sep 06, 2024 3:07 am
Beefy wrote: ↑Thu Sep 05, 2024 5:02 pm
ptatohed wrote: ↑Tue Sep 03, 2024 1:57 am After many years of the AOD Visa Sig being 3% CB everything, uncapped, AOD turned off new apps some 1+ year ago. Well, those of us grandfathered in got to keep it for a while longer, but then a few months ago, AOD nerfed the card to 3% CB on only the first $1500 per month/billing. Fast forward several months to today and now the card (in the nerfed 3% CB up to $1500/mo spend + higher APR) is available for new apps! If interested, start sharpening your mountain bike skills folks! https://www.aodfcu.com/credit-cards/ I'm actually seriously considering trying to get mrs. ptatohed / P2 to join/apply so that we can have up to $3k/mo. I know she won't go through all the required hoops to join so I'll have to do all the work. All I need her to do is take a selfie holding the AOD + date paper (which I'll prepare), lol.
Trying to get ahead of USB smartly visa perhaps? https://www.usbank.com/credit-cards/ban ... -card.html
That is certainly on my radar now. I'm on the sign-up list!

Yea… I don’t have a 100k sitting around to put o in it, and can’t move my investment accounts from TSP. Would consider getting to 2.5 or 3% but I kinda want to see what the fine print says before I getting on a waitlist. The card looks cool enough I might consider just for another 2% card provided they made the sub attractive enough.

A week ago

Sat Sep 07, 2024 2:38 am

ptatohed

Seasoned Rebel

Beefy wrote: ↑Fri Sep 06, 2024 12:06 pm
ptatohed wrote: ↑Fri Sep 06, 2024 3:07 am
Beefy wrote: ↑Thu Sep 05, 2024 5:02 pm Trying to get ahead of USB smartly visa perhaps? https://www.usbank.com/credit-cards/ban ... -card.html
That is certainly on my radar now. I'm on the sign-up list!
Yea… I don’t have a 100k sitting around to put o in it, and can’t move my investment accounts from TSP. Would consider getting to 2.5 or 3% but I kinda want to see what the fine print says before I getting on a waitlist. The card looks cool enough I might consider just for another 2% card provided they made the sub attractive enough.

Don't hold your breath for an intro bonus. I will certainly move $100k to USB for this card provided I can earn at least 5% (or the current going best HYSA rates) which I am hoping to do by just picking some safe ETFs like VOO. There is a $50/yr advisory fee which is only waived at $250k. Boo. But 4% uncapped non-cat spend? Game changer!