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3 years ago
Thu Jun 10, 2021 2:25 am
LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
So, yeah, my SO *finally* had the last of his rehabbed SLs report bringing his AAoA way up, but causing him to have an additional 4 AWB.
Apparently VS4.0 did not like this *at all*!
EX VS4.0 666 > 584 (-82)
What is going on here!?
This even includes SO's Dell account going from 89% to 49% util, which really has my head spinning!
I know we care little about VS, but it worth starting to at least take a look at because I have been seeing more banks utilize VS 3.0 and 4.0 in at least part of their decision (Sync, as we know exclusively seems to use 4.0 for decisions).
Click images to enlarge them.
- Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
- Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- AoOA 16y
- AoORA 14y 4m 2y 5m
- Date of Last Inquiry and/or New Account Opening December 9th, 2021