What is going on here? 1 EX inq hits 1 yr old...

What am I missing? Changes: 1 x HP became unscoreable. Was very excited to see SO hit 720! EX F8 718 >720 (+2pt) 4 of 7 SLs reported another month of on-time payments for May (slow updates, not sure on who's end), balances trending down, but still no thresholds crossed. Nothing else changed as far as age, derogs, or any sort of individual or aggregate thresholds (revolving or installment). EX2 (-1pt) EX A8 (-13pt) EX A2 (-12pt) EX BC2 (-10pt) EX BC3 (-20pt) EX BC2 (-6pt) Thoughts?

LaHossBoss wrote: ↑Sat Jun 12, 2021 10:36 pm What am I missing? Changes: 1 x HP became unscoreable. Was very excited to see SO hit 720! EX F8 718 >720 (+2pt) EX2 (-1pt) EX A8 (-13pt) EX A2 (-12pt) EX BC2 (-10pt) EX BC3 (-20pt) EX BC2 (-6pt) Thoughts?

I remember you called his file a dumpster fire once, so seeing that 720 sure is nice! Sometimes I think Discover likes a 720 better than a 780, based on what I've seen of approvals the last few months. EX2s really hate credit seeking too, so yeah, that doesn't look right at all. I did experience a -22pt dip on EX2 as I reached AoOA 2yr 0mo, keeping my file exactly the same as the month before so I could isolate aging changes. So my first thought is some aging value just reached a multiple of 3. That EX BC3 is reacting like there's a new account. I saw a very large drop on EX3 when I added 2 cards to my file last year.

Well main probalem is I am an idiot lol Thise were *my* scores Still, small changes happened, but not nearly as bad as I thought, either no pts were gained, or a couple were gained. EX F8 (+1pt) EX2 (+1pt) EX A8 (+3pt) EX A2 (+1pt) EX BC8 (+1pt) EX BC3 (+5pt) EX BC2 (+/-0pt)