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3 years ago
Wed Sep 01, 2021 10:33 pm
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
A nice surprise this month at Experian. Score gains across the board with no change in account data on the 1st!
Still with 3-of-4 reporting a balance at 3% (3.499 actual) agg util, $1,452 agg bal, and 9.422% ind util on Discover ($848) which is 9% for FICO scoring.
I think the move to AAoA 2yr 6mo is what caused this. Here are the other aging values:
AoOA: 3yr 9mo
AoORA: 2yr 9mo
AoOOA: 2yr 9mo
AoY(R)A: 1yr 7mo
AAoA: 2yr 6mo <-- Winner winner chicken dinner
8 | BC8 | AU8 | 2 | BC2 | AU2 | 3 | |
---|---|---|---|---|---|---|---|
EX | +2 | +2 | +3 | +6 | +7 | +5 | +2 |
NOW | 765 | 773 | 760 | 761 | 778 | 735 | 749 |
Click images to enlarge them.
TCL: $64,000 ACL: $16,000
- Tagline Loves long talks on the beach
- Score data EQ8:790 TU8:790 EX8:795
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 6y9m
- AoORA 5y9m
- Date of Last Inquiry and/or New Account Opening February 14th, 2020