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3 years ago
Wed Oct 06, 2021 6:49 pm
LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
So, without my noticing, I had 2 of my 3 CAs vanish off EQ!
And yes, WayPoint insterted themselves onto EQ today. "Only" a 5 pt loss. I am struggling to understand why EQ is lagging score-wise compared to the other 2 bureaus, considering they are almost identical!
689 > 684
So Transworld aged off today - 4 or 5 months early. Thank goodness, as they were a real thorn.
NCB Management also vanished, but I cannot determine when. I never got a notification from MyFico or CK. Last I can find it was still listed in March, but I will have to dig through reports between then and now to see when it could have possibly aged off.
Regardless, neither of them coming off improved my scores on EQ, which is mind boggling. I have zero lates on EQ and only 1 remaining CA with DoFD of 1/15. I can only hope it ages off early, but should come off by Dec no matter what. Going down to 1 or 2 CAs definitely inproved my scores with EX and TU, but not so much with EQ. I don't get it.
Today I also had a very old, closed revolving account age off. Maybe that factored into things? While AAoA was not impacted, certainly AAoRA was.
Now to just hope that my WayPoint disputes goes well with TU and EQ, as it did with EX because I am oh so close to being clean, and this is really weighing me down!
@Birdman @Cassie @BrutalBodyShots @Kkboom @Slabenstein
Click images to enlarge them.
- Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
- Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- AoOA 16y
- AoORA 14y 4m 2y 5m
- Date of Last Inquiry and/or New Account Opening December 9th, 2021