1 of 7
3 years ago
Sun Oct 10, 2021 7:30 pm
LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
SO now has 0 (scoreable) CAs on EQ!
His CA with RA Rogers, that we both share due to an overdrafted CU checking account with Nusenda (previously NMEFCU), came off his EQ CR today! It only ever reported to EQ for both of us.
I have gotten no notification of it coming off my EQ CR, but I hope it happens for me, too! This is huge, because that was a huge red flag when I had app'd for AOD unicorn, since they are obviously a CU, and they mentioned it particularly.
It was slated to age off naturally from EQ 12/21-1/22.
There were multiple changes to EQ, so it is hard to pinpoint the actual score change from this. His util reported higher for his CapOne, so that lost him some points for sure.
So, overall from all changes today, +20 pts!
671 > 691
Like myself, EQ just seems very hard to break 700 with!
He does have one last derog on EQ. It is his CO that should age off in about 18 months. No other lates.
We *still* need to PFD his one "nuisance" CA on EQ and TU with Caine & Weiner for $97, which is excluded from F8/F9 scoring. I would be curious to see if it does somehow impact his scores because I am not sure why he can't seem to break 700, yet. Also, for a last CA being removed, we both have been getting much higher gains than +20 pts, and more like + 70pts, even if a higher balance reported on a revolver. That is his absolute last CA. EX has 0 CAs, not even a "nuisance" CA.
Next month I will aim for AZEO, for both myself and SO, and see how many points we can squeeze out and maybe break 700 on EQ!
@Birdman @Cassie @Saeren @Kkboom @Slabenstein @BrutalBodyShots @GApeachy
Click images to enlarge them.
- Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
- Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- AoOA 16y
- AoORA 14y 4m 2y 5m
- Date of Last Inquiry and/or New Account Opening December 9th, 2021