EX2 +10 due to -1 on Accounts With Balances (AWB)

GApeachy wrote: ↑Tue Oct 05, 2021 2:21 pm His inquiries are the same as the July 2021 3b report. So nothing has changed. EDIT: THESE 3B reports are through EXPERIAN Screenshot 2021-10-05 at 2.11.17 PM.pngScreenshot 2021-10-05 at 2.11.43 PM.pngScreenshot 2021-10-05 at 2.12.13 PM.pngScreenshot 2021-10-05 at 2.14.31 PM.png So is that a first? Gaining pts. at 0 balances?

@GApeachy look at the screenshots in post nine they have three different numbers for closed accounts. Did I miss something?

GApeachy wrote: ↑Sun Oct 10, 2021 8:22 am

Birdman wrote: ↑Thu Oct 07, 2021 7:37 pm

GApeachy wrote: ↑Tue Oct 05, 2021 2:21 pm His inquiries are the same as the July 2021 3b report. So nothing has changed. EDIT: THESE 3B reports are through EXPERIAN Screenshot 2021-10-05 at 2.11.17 PM.pngScreenshot 2021-10-05 at 2.11.43 PM.pngScreenshot 2021-10-05 at 2.12.13 PM.pngScreenshot 2021-10-05 at 2.14.31 PM.png So is that a first? Gaining pts. at 0 balances?

Yall pay close attention. Two closed accounts dropped off that’s the reason for the score increase. Then one closed account came back resulting in a decrease. Had nothing to do with AZ.

I don't follow @Birdman Those amts. of open and closed accts. on all 3cb's hadn't changed. I can't find any change other than going from 1% in July 2021 to 0% in Sept 30, 2021. I wish I had a EQ 3b for August 2021 but I don't. DS EQ report July 2021.pngDS EQ report Oct 2021.png

@GApeachy Maybe I’m wrong. I just looked at all three reports again in post 9 & they have the same date, why do they have different scores and information? I must’ve misunderstood. Now looking at the ones in this post, it does look confusing. The only thing I can guess in this situation is where a change happened and the score reflects it but the data does not for up to a couple days before or afterwards. On rare occasions that does happen. I believe it recently happened with @aj2121 recently. Were there any changes the couple days before or after this?

@Birdman post 9 has 3 ss September 2021 3B credit reports. They show all zero as follows: Exp (pts loss) TU (pts loss) EQ (pts gain)* Absolutely no changes I can pinpoint, other than going AZ in Sept. You can compare Ds's July EQ to his Sept EQ ss. He gained pts. going from 1% to 0% utl. but penalized by Exp and TU. Eta: will not be able to get another EQ cr for another 30 days. Will report back score change once a balance posts.

@GApeachy lol. I was the one not paying close attention! OK now that I realize more and I realize this is a span of two months, I have some ideas and questions. Who knows you may have ran up on something again! What are the changes to the aging Metrics? Average age? Average age of revolvers & loans? Oldest Revolver and Loan? It’s possible you could’ve gotten an award and that could’ve offset it.