1 of 3
3 years ago
Sat Nov 06, 2021 11:45 pm
mickvain
Authorized Rebel
Setting this here. I do not recall seeing this code from my last update to VS4 via Sync. In order negative reason codes are “Lack of real estate secured loan” and “Too many bank cards with a high balance”. Aggregate revolving went down form 16% to 11%, TU VS4 increased from 762-771
As of this report I have 3/14 BWB. 4251/10,000 43%, 4251/18000 24%, 5254/9000 58%.
Next update will remove the 4251/18000 24%. It will also move 5254/9000 58% to under 49% (CLI and payment). This will put me at 2/14 BWB. Will be interesting to see if the 2nd code changes from having all BWB under 50% utilization or from removing one from the mix.
VS4 seems to like me much more than VS3 by 20 points or so.
As of this report I have 3/14 BWB. 4251/10,000 43%, 4251/18000 24%, 5254/9000 58%.
Next update will remove the 4251/18000 24%. It will also move 5254/9000 58% to under 49% (CLI and payment). This will put me at 2/14 BWB. Will be interesting to see if the 2nd code changes from having all BWB under 50% utilization or from removing one from the mix.
VS4 seems to like me much more than VS3 by 20 points or so.
- Score data EX8: 739 TU8:762 EQ8: 740
- Classic 8 Scorecard CLEAN/THICK/MATURE/NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NEW-ACCOUNT
- AoOA 8 years
- AoORA 8 years