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3 years ago
Thu Oct 21, 2021 6:19 pm
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Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Birdman wrote: ↑Thu Oct 21, 2021 5:19 pm You’re right what are the odds? Maybe we can learn where the threshold is or breakpoint from this though.I think it comes down to: "If the opening date is prior to the midpoint of the month, use the 1st of that month for aging calculations." ..else... "Use 1st of the following month." And that's why some people see a 'lag' with VS3 aging compared with FICO. Have to admit, FICO is pretty generous with that 'always take the 1st of the month no matter what'.
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- Tagline Loves long talks on the beach
- Score data EQ8:790 TU8:790 EX8:795
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 6y9m
- AoORA 5y9m
- Date of Last Inquiry and/or New Account Opening February 14th, 2020