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3 years ago
Mon Jun 21, 2021 10:37 pm
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
BrutalBodyShots has achieved the Garden Goal !!
This thread is dedicated to building a master list of Credit Monitoring Services (CMS) and a quick rundown of what they provide, such as credit reports, report monitoring, credit scores and so on. I will start with a section on free sources, followed by a section on paid/subscription sources. I think this thread will be a great reference for those just getting into credit that want different ways to monitor their files.
Anyone that uses or knows of other sources, please reply to this thread with information. I'll add them to the first post to keep the master list growing and all inclusive:
Free Sources:
Credit Karma: Daily TU / Weekly EQ reports, monitoring and VS 3.0 scores.
Credit Sesame: TU monitoring, VS 3.0.
WalletHub: Daily TU reports, monitoring and VS 3.0 score.
Creditscorecard.com: EX monitoring, monthly update w/EX Fico Score 8.
Creditscore.com: EX monitoring, monthly update w/EX Fico Score 8.
Experian.com: Appears to be the same as Creditscore.com above?
AnnualCreditReport free weekly credit reports until April 2022. No FICO scores.
Paid Sources:
CreditCheckTotal which I believe is part of Experian.com. $1 trial for 3 bureau FICO 8 scores and reports. Cancel in 7 days or less to avoid the re-occurring monthly charge. Wash, Rinse, Repeat as necessary.
myFICO.com - Different packages available, but for $29.99 you can get a 3B report and 28 Fico scores to go along with it.
- Tagline Goodwill Saturation Technique Author
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 266 months
- AoORA 266 months
- Date of Last Inquiry and/or New Account Opening May 23rd, 2022
- Garden Goal 24