1 of 7
3 years ago
Thu Dec 16, 2021 6:41 pm
LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
As we saw with my EQ F8, the same happened to my EQ VS3.0 - it got decimated from the reporting of my BestBuy Visa.
That is ok, though, as we already know, I have over 70% ind util and over 30% agg util reporting, as well as it being a new account.
I agree with @BrutalBodyShots, from my Fico score change thread, that the AAoA is probably not the biggest factor here, but rather all the util thresholds that were crossed. My AAoA is still around 10yrs and my AAoRA is still between 1-2 yrs, as before it reported. According to CK, it is 10yrs flat for AAoA.
Click images to enlarge them.
- Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
- Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- AoOA 16y
- AoORA 14y 4m 2y 5m
- Date of Last Inquiry and/or New Account Opening December 9th, 2021