1 of 17
3 years ago
Thu Dec 16, 2021 9:22 pm
LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
So I have been noticing this on both mine and SO's CK accounts: EQ shows util in the metrics only for AWB, while TU shows util for all revolving balances, including those with a $0 balance? It also seems that EQ is only counting bankcard balances and not all revolving balances in these metrics?
Is this a CK thing or a difference in measuring agg util for EQ VS3.0?
For SO:
For me:
And, yes, util is up to date for both bureaus.
Is anyone else seeing this?
Maybe that is why I am seeing such huge drops in scores on EQ compared to EX/TU?Click images to enlarge them.
- Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
- Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- AoOA 16y
- AoORA 14y 4m 2y 5m
- Date of Last Inquiry and/or New Account Opening December 9th, 2021