So I have been noticing this on both mine and SO's CK accounts: EQ shows util in the metrics only for AWB, while TU shows util for all revolving balances, including those with a $0 balance? It also seems that EQ is only counting bankcard balances and not all revolving balances in these metrics? Is this a CK thing or a difference in measuring agg util for EQ VS3.0? For SO: Screenshot_20211216-211813_Credit Karma.jpg Screenshot_20211216-211819_Credit Karma.jpg For me: Screenshot_20211216-212144_Credit Karma.jpg Screenshot_20211216-212150_Credit Karma.jpg And, yes, util is up to date for both bureaus. Is anyone else seeing this? Maybe that is why I am seeing such huge drops in scores on EQ compared to EX/TU?
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Re: CK glitch? Or does EQ score agg util differently on VS3.0?

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3 years ago
Wed Jan 05, 2022 3:12 pm
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SoonerSoldier33
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Level9 Last INQMonday, November 27, 2023 Gardening For9 months, 20 days, 13 hours, and 32 minutes Next Level in10 days, 10 hours, and 28 minutes on September 27th INQ 1yr onWednesday, November 27, 2024 INQ 1yr in2 months, 10 days, 10 hours, and 28 minutes INQ 2yr onThursday, November 27, 2025 INQ 2yr in1 year, 2 months, 10 days, 10 hours, and 28 minutes Goal24 months Goal DateThursday, November 27, 2025 Goal In1 year, 2 months, 10 days, 10 hours, and 28 minutes
Birdman wrote: Wed Jan 05, 2022 2:28 pm My bad you’re absolutely right, I told you I’m not at 100% yet LOL.
I know, bro. Hey, I was all up in a VS 4.0 post not too long ago not realizing it, and I have no excuse! Lol
SoonerSoldier33
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  • Score data TU FICO 8: 641 EQ FICO 8: 616 EX FICO 8: 649
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