So I have been noticing this on both mine and SO's CK accounts: EQ shows util in the metrics only for AWB, while TU shows util for all revolving balances, including those with a $0 balance? It also seems that EQ is only counting bankcard balances and not all revolving balances in these metrics? Is this a CK thing or a difference in measuring agg util for EQ VS3.0? For SO: Screenshot_20211216-211813_Credit Karma.jpg Screenshot_20211216-211819_Credit Karma.jpg For me: Screenshot_20211216-212144_Credit Karma.jpg Screenshot_20211216-212150_Credit Karma.jpg And, yes, util is up to date for both bureaus. Is anyone else seeing this? Maybe that is why I am seeing such huge drops in scores on EQ compared to EX/TU?
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Re: CK glitch? Or does EQ score agg util differently on VS3.0?

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3 years ago
Wed Jan 05, 2022 3:12 pm
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SoonerSoldier33
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Level9 Last INQMonday, November 27, 2023 Gardening For9 months, 11 days, 21 hours, and 54 minutes Next Level in19 days, 2 hours, and 6 minutes on September 27th INQ 1yr onWednesday, November 27, 2024 INQ 1yr in2 months, 19 days, 2 hours, and 6 minutes INQ 2yr onThursday, November 27, 2025 INQ 2yr in1 year, 2 months, 19 days, 2 hours, and 6 minutes Goal24 months Goal DateThursday, November 27, 2025 Goal In1 year, 2 months, 19 days, 2 hours, and 6 minutes
Birdman wrote: Wed Jan 05, 2022 2:28 pm My bad you’re absolutely right, I told you I’m not at 100% yet LOL.
I know, bro. Hey, I was all up in a VS 4.0 post not too long ago not realizing it, and I have no excuse! Lol
SoonerSoldier33
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  • Score data TU FICO 8: 641 EQ FICO 8: 616 EX FICO 8: 649
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