Carvana (Bridgecrest - DriveTime) - what a joke!

So for funsies, I did a pre-qual on Carvana to see if my rates have improved along with my scores. Backstory : I did finance with Bridgecrest through Carvana last April when I bought my Suburban. At the time I had a 680-ish score and they gave me 8.5% at 60 mo. Not great, but not the worst, so I went for it. I have considered refi, but instead of another new account, I decided to just pay it down faster and break the difference in the cost of interest. The vehicle is a bit older with a bit more miles, so refi even at the best rate would still only be a couple points lower, if that, or if I can even refi. Result : So, my score has improved drastically, by 30pt and I spun the wheel.... WTF?! They are offering me rates of 12-16%+?! What crock is this? I know rates have gone up, but with a much improved score and with recent and positive auto loan history, unlike previously, they are hiking up the rates drastically on me? I am sorry, but at a 714 EX F8, I just cant see why I would be getting double digit interest rates on an auto loan. Am I wrong thinking this? Takeaway : I know I can't be alone, but this seems really silly. I enjoyed my buying experience with Carvana, the vehicle is excellent (took to dealership to have it combed over and my SO is a Master Automotive Tech), prices were competitive (like much lower than CarMaX), and the rate was not the absolute worst at the time where I was credit-wise, as it was my first sub-double digit interest rate. Many other factors made it a very positive buying experience, but this is not a Carvana review lol So, while I would buy from them again, I would go in with my own financing....