AllZero can you help me out brother I know you’ve answered it before but my memory is sucking right now and I’m trying to help somebody else and I’m considering myself as well. We should list it in each thread, but hopefully you’re there. Also if you know whether it’s chexsystem or TeleCheck Saeren anyone who might know?
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What bureaus do DCU, BECU and Langley pull please

1 of 18
2 years ago
Fri Jul 01, 2022 12:39 am
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 18 minutes Next Level in15 days, 10 hours, and 42 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 18 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 18 minutes ago
@AllZero can you help me out brother I know you’ve answered it before but my memory is sucking right now and I’m trying to help somebody else and I’m considering myself as well. We should list it in each thread, but hopefully you’re there. Also if you know whether it’s chexsystem or TeleCheck @Saeren anyone who might know?
Birdman
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  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
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Re: What bureaus do DCU, BECU and Langley pull please

2 of 18
2 years ago
Fri Jul 01, 2022 12:48 am
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AllZero
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AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 18 minutes Next Level in9 days, 10 hours, and 42 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 18 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 18 minutes ago
Birdman wrote: Fri Jul 01, 2022 12:39 am @AllZero can you help me out brother I know you’ve answered it before but my memory is sucking right now and I’m trying to help somebody else and I’m considering myself as well. We should list it in each thread, but hopefully you’re there. Also if you know whether it’s chexsystem or TeleCheck @Saeren anyone who might know?
Langley SP EQ8 DCU SP EQ5 and ChexSystems. BECU SP TU8 and ...one other one... I'll find out... ETA CoreLogic for membership.
AllZero
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Re: What bureaus do DCU, BECU and Langley pull please

3 of 18
2 years ago
Fri Jul 01, 2022 1:39 am
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 18 minutes Next Level in15 days, 10 hours, and 42 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 18 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 18 minutes ago
Thank you kindly! @AllZero
Birdman
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Re: What bureaus do DCU, BECU and Langley pull please

4 of 18
2 years ago
Fri Jul 01, 2022 2:00 am
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AllZero
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AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 18 minutes Next Level in9 days, 10 hours, and 42 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 18 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 18 minutes ago
Birdman wrote: Fri Jul 01, 2022 1:39 am Thank you kindly! @AllZero
It's my pleasure. If this is going to be a membership spree, I would say DCU first because they may be more ChexSystems sensitive.
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Re: What bureaus do DCU, BECU and Langley pull please

5 of 18
2 years ago
Sun Jul 03, 2022 9:10 am
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 18 minutes Next Level in15 days, 10 hours, and 42 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 18 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 18 minutes ago
AllZero wrote: Fri Jul 01, 2022 2:00 am
Birdman wrote: Fri Jul 01, 2022 1:39 am Thank you kindly! @AllZero
It's my pleasure. If this is going to be a membership spree, I would say DCU first because they may be more ChexSystems sensitive.
That’s actually what he did. for some reason Langley wasn’t letting him get through or something. I need to get off my butt and do it to.
Birdman
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    EQ5-751; TI4- 800; EX2-814
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Re: What bureaus do DCU, BECU and Langley pull please

6 of 18
2 years ago
Sun Jul 03, 2022 12:41 pm
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AllZero
Outlier
AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 18 minutes Next Level in9 days, 10 hours, and 42 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 18 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 18 minutes ago
Birdman wrote: Sun Jul 03, 2022 9:10 am
AllZero wrote: Fri Jul 01, 2022 2:00 am
Birdman wrote: Fri Jul 01, 2022 1:39 am Thank you kindly! @AllZero
It's my pleasure. If this is going to be a membership spree, I would say DCU first because they may be more ChexSystems sensitive.
That’s actually what he did. for some reason Langley wasn’t letting him get through or something. I need to get off my butt and do it to.
Did he mention what was the denial reason for Langley?
AllZero
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Re: What bureaus do DCU, BECU and Langley pull please

7 of 18
2 years ago
Sun Jul 03, 2022 6:43 pm
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 18 minutes Next Level in15 days, 10 hours, and 42 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 18 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 18 minutes ago
AllZero wrote: Sun Jul 03, 2022 12:41 pm
Birdman wrote: Sun Jul 03, 2022 9:10 am
AllZero wrote: Fri Jul 01, 2022 2:00 am It's my pleasure. If this is going to be a membership spree, I would say DCU first because they may be more ChexSystems sensitive.
That’s actually what he did. for some reason Langley wasn’t letting him get through or something. I need to get off my butt and do it to.
Did he mention what was the denial reason for Langley?
No he did not but will he get it in writing? I can ask him. He will surely tell me.
Birdman
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Re: What bureaus do DCU, BECU and Langley pull please

8 of 18
2 years ago
Sun Jul 03, 2022 7:40 pm
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AllZero
Outlier
AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 18 minutes Next Level in9 days, 10 hours, and 42 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 18 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 18 minutes ago
Birdman wrote: Sun Jul 03, 2022 6:43 pm
AllZero wrote: Sun Jul 03, 2022 12:41 pm
Birdman wrote: Sun Jul 03, 2022 9:10 am That’s actually what he did. for some reason Langley wasn’t letting him get through or something. I need to get off my butt and do it to.
Did he mention what was the denial reason for Langley?
No he did not but will he get it in writing? I can ask him. He will surely tell me.
I do not know. I guess it depends on the method of his application. Phone, self application online, in branch, etc?
AllZero
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Re: What bureaus do DCU, BECU and Langley pull please

9 of 18
2 years ago
Wed Jul 06, 2022 12:15 am
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 18 minutes Next Level in15 days, 10 hours, and 42 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 18 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 18 minutes ago
AllZero wrote: Sun Jul 03, 2022 7:40 pm
Birdman wrote: Sun Jul 03, 2022 6:43 pm
AllZero wrote: Sun Jul 03, 2022 12:41 pm Did he mention what was the denial reason for Langley?
No he did not but will he get it in writing? I can ask him. He will surely tell me.
I do not know. I guess it depends on the method of his application. Phone, self application online, in branch, etc?
I asked him. I’ll let you know when he answers He applied for DCU but now hes trying to figure out how he qualifies for membership?
Birdman
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Re: What bureaus do DCU, BECU and Langley pull please

10 of 18
2 years ago
Wed Jul 06, 2022 1:02 am
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AllZero
Outlier
AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 18 minutes Next Level in9 days, 10 hours, and 42 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 18 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 18 minutes ago
Birdman wrote: Wed Jul 06, 2022 12:15 am
AllZero wrote: Sun Jul 03, 2022 7:40 pm
Birdman wrote: Sun Jul 03, 2022 6:43 pm No he did not but will he get it in writing? I can ask him. He will surely tell me.
I do not know. I guess it depends on the method of his application. Phone, self application online, in branch, etc?
I asked him. I’ll let you know when he answers He applied for DCU but now hes trying to figure out how he qualifies for membership?
DCU is open membership. No restrictions. You just have to donate to an organization. It'll be part of the application process. It's been a while so I don't recall the exact steps. The online portal should guide him through the process.
AllZero
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Re: What bureaus do DCU, BECU and Langley pull please

11 of 18
2 years ago
Thu Jul 07, 2022 10:11 pm
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 18 minutes Next Level in15 days, 10 hours, and 42 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 18 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 18 minutes ago
  • n
AllZero wrote: Wed Jul 06, 2022 1:02 am
Birdman wrote: Wed Jul 06, 2022 12:15 am
AllZero wrote: Sun Jul 03, 2022 7:40 pm I do not know. I guess it depends on the method of his application. Phone, self application online, in branch, etc?
I asked him. I’ll let you know when he answers He applied for DCU but now hes trying to figure out how he qualifies for membership?
DCU is open membership. No restrictions. You just have to donate to an organization. It'll be part of the application process. It's been a while so I don't recall the exact steps. The online portal should guide him through the process.
He was scared but he got approved and he did donate to an organization so that’s pending. Awesome thank you so much! @AllZero
Birdman
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  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
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Re: What bureaus do DCU, BECU and Langley pull please

12 of 18
2 years ago
Thu Jul 07, 2022 11:01 pm
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AllZero
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AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 18 minutes Next Level in9 days, 10 hours, and 42 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 18 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 18 minutes ago
Glad he got in. It's your turn next if you not a member. Free monthly EQ5 score!
AllZero
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Re: What bureaus do DCU, BECU and Langley pull please

13 of 18
2 years ago
Sun Aug 14, 2022 4:33 pm
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 18 minutes Next Level in15 days, 10 hours, and 42 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 18 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 18 minutes ago
AllZero wrote: Thu Jul 07, 2022 11:01 pm Glad he got in. It's your turn next if you not a member. Free monthly EQ5 score!
@AllZero Yes you are correct, I need to do that. He applied in July was approved in August and is afraid the opening date will reflect August? Any ideas? For a credit card?
Birdman
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  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
1
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Re: What bureaus do DCU, BECU and Langley pull please

14 of 18
2 years ago
Sun Aug 14, 2022 7:59 pm
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JNA1
Seasoned Rebel
JNA1 has passed the 24 month threshold and is completely inquiry free!
Level24 Last INQThursday, September 1, 2022 Gardening For2 years, 15 days, 13 hours, and 18 minutes Next Level in14 days, 10 hours, and 42 minutes on October 1st INQ 1yr onFriday, September 1, 2023 INQ 1yr reached1 year, 15 days, 13 hours, and 18 minutes ago INQ 2yr onSunday, September 1, 2024 INQ 2yr reached15 days, 13 hours, and 18 minutes ago
Did he ever find why he was denied by Langley? After I go for the Chase Freedom Flex, Langley will most likely be the next card I’ll go for.
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Re: What bureaus do DCU, BECU and Langley pull please

15 of 18
2 years ago
Sun Aug 14, 2022 9:57 pm
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AllZero
Outlier
AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 18 minutes Next Level in9 days, 10 hours, and 42 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 18 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 18 minutes ago
Birdman wrote: Sun Aug 14, 2022 4:33 pm
AllZero wrote: Thu Jul 07, 2022 11:01 pm Glad he got in. It's your turn next if you not a member. Free monthly EQ5 score!
@AllZero Yes you are correct, I need to do that. He applied in July was approved in August and is afraid the opening date will reflect August? Any ideas? For a credit card?
I'm not sure on how DCU does it. I'm guessing approval date?
AllZero
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Re: What bureaus do DCU, BECU and Langley pull please

16 of 18
2 years ago
Thu Aug 18, 2022 9:51 am
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Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 18 minutes Next Level in15 days, 10 hours, and 42 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 18 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 18 minutes ago
JNA1 wrote: Sun Aug 14, 2022 7:59 pm Did he ever find why he was denied by Langley? After I go for the Chase Freedom Flex, Langley will most likely be the next card I’ll go for.
@JNA1 I will ask him please respond so it puts this back in my notifications so I will remember to give you the answer when I get it. Sorry for the delay I’m trying to catch up
Birdman
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  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
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