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2 years ago
Mon Sep 05, 2022 5:44 pm
LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
I couldnt find any info on this, as it may not be very commonly spoke of, and this could help others in the future:
Now that SO has 1 CA on EQ, and is otherwise 100% clean, it means he should still be on a PR scorecard, right?? Well, it is considered a "nuisance" CA for F8s and F9s and not sure about F10s.
My question then is:
Does he have different scorecards for F8s/9s and then 5s? Not even sure about F10s. Do we know if CAs <$100 are excluded from penalty on F10s? Because clearly the CA is impacting the EQ F5s, yet the F8s/9s seem in line with EX F8s/9s, which is 100% clean.
Or does it mean he is on a PR scorecard, but gets no scoring penalty for the CA, yet is capped by the score ceiling of a PR scorecard for highest score potential and is still subject to gains and losses based on the PR scorecard assignment?
Can 1 file be assigned to more than 1 scorecard dependent on which score is being calculated?
Thoughts?
@Birdman @BrutalBodyShots @Cassie and anyone else that has ideas about it?
Click images to enlarge them.
- Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
- Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- AoOA 16y
- AoORA 14y 4m 2y 5m
- Date of Last Inquiry and/or New Account Opening December 9th, 2021