Referencing my old post. https://www.creditrebels.net/forum/viewtopic.php?p=10825 I knew I was eligible for a CLI ask. Failed to realize I was way past 6 month window. More like 10 months now from last increase. I'm not sure what max CLI are these days. I'm guessing it's still $8K? Logged into my online portal to request a CLI. Entered the pertinent data; credit limit amount, salary, housing. Clicked enter/next or something like that. Next window, instant approval! I was very surprised it didn't go into manual review. That's what has happened to me in the past having to waiting ~24/48 or less hours. It was nice to see NFCU has made it automated. So the Platinum card is up from $38K to $46K. I'm $4K from max revolving credit exposure of $80K. Goal is to get this card to $50K.
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NFCU CLI $38K -> $46K

1 of 3
2 years ago
Wed Nov 23, 2022 1:24 am
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AllZero
Outlier
AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 10 minutes Next Level in9 days, 10 hours, and 50 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 10 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 10 minutes ago
Referencing my old post. viewtopic.php?p=10825 I knew I was eligible for a CLI ask. Failed to realize I was way past 6 month window. More like 10 months now from last increase. I'm not sure what max CLI are these days. I'm guessing it's still $8K? Logged into my online portal to request a CLI. Entered the pertinent data; credit limit amount, salary, housing. Clicked enter/next or something like that. Next window, instant approval! I was very surprised it didn't go into manual review. That's what has happened to me in the past having to waiting ~24/48 or less hours. It was nice to see NFCU has made it automated. So the Platinum card is up from $38K to $46K. I'm $4K from max revolving credit exposure of $80K. Goal is to get this card to $50K.
AllZero
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Re: NFCU CLI $38K -> $46K

2 of 3
2 years ago
Wed Nov 23, 2022 1:34 am
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Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level55 Last INQFriday, February 14, 2020 Gardening For4 years, 7 months, 2 days, 13 hours, and 10 minutes Next Level in27 days, 10 hours, and 50 minutes on October 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 7 months, 2 days, 13 hours, and 10 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 7 months, 2 days, 13 hours, and 10 minutes ago
AllZero wrote: Wed Nov 23, 2022 1:24 am So the Platinum card is up from $38K to $46K. I'm $4K from max revolving credit exposure of $80K. Goal is to get this card to $50K.
So basically you're on fire. Got it. :) Congratulations! :)
Cassie
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  • Score data EQ8:790 TU8:790 EX8:795
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Re: NFCU CLI $38K -> $46K

3 of 3
2 years ago
Wed Nov 23, 2022 2:44 am
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AllZero
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AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 21 days, 13 hours, and 10 minutes Next Level in9 days, 10 hours, and 50 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 21 days, 13 hours, and 10 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 21 days, 13 hours, and 10 minutes ago
Cassie wrote: Wed Nov 23, 2022 1:34 am
AllZero wrote: Wed Nov 23, 2022 1:24 am So the Platinum card is up from $38K to $46K. I'm $4K from max revolving credit exposure of $80K. Goal is to get this card to $50K.
So basically you're on fire. Got it. :) Congratulations! :)
Thank you kindly. More like a slow simmer since it took me so long to request the CLI from last eligibility window. 😛
AllZero
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