I honestly can't remember when my last CLI was on this card... I think maybe 2-3 years ago? My last several denial reasons were something to the tune of my limit being the max possible based on my income or something. Anyway, for S&Gs tonight I requested one and was shocked to see a $2k bump-up. The funny thing is that I essentially never use the card since Citi hasn't figured out in over 2 years how to get it to report correctly to TU monthly. I can tell you exactly what my spend was for the entire YEAR of 2022. Every month starting in January I reported the exact dollar amount of the numerical representation of that month... so $1 in Jan, $2 in Feb, etc. to $12 in Dec. I just did this because it was easy to see the reported balance on my TU account and know what month it last updated in based on the dollar amount. So, doing a little quick math that means my spend in 2022 was exactly $78, and my spend thus far in 2023 has been $21. If this isn't proof that a heavy spend isn't needed for a Citi CLI, I don't know what is ;)
Post

Citi DC CLI, $32,900 --> $34,900

1 of 7
A year ago
Tue Jun 27, 2023 12:46 am
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BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 13 minutes Next Level in6 days, 10 hours, and 47 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 13 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 13 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 13 minutes ago
I honestly can't remember when my last CLI was on this card... I think maybe 2-3 years ago? My last several denial reasons were something to the tune of my limit being the max possible based on my income or something. Anyway, for S&Gs tonight I requested one and was shocked to see a $2k bump-up. The funny thing is that I essentially never use the card since Citi hasn't figured out in over 2 years how to get it to report correctly to TU monthly. I can tell you exactly what my spend was for the entire YEAR of 2022. Every month starting in January I reported the exact dollar amount of the numerical representation of that month... so $1 in Jan, $2 in Feb, etc. to $12 in Dec. I just did this because it was easy to see the reported balance on my TU account and know what month it last updated in based on the dollar amount. So, doing a little quick math that means my spend in 2022 was exactly $78, and my spend thus far in 2023 has been $21. If this isn't proof that a heavy spend isn't needed for a Citi CLI, I don't know what is ;)
BrutalBodyShots
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Re: Citi DC CLI, $32,900 --> $34,900

2 of 7
A year ago
Tue Jun 27, 2023 1:28 am
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ToxikPH
Rebel AdministratorProbably Applying for New Cards
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For24 days, 13 hours, and 13 minutes Next Level in6 days, 10 hours, and 47 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 6 days, 10 hours, and 47 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 6 days, 10 hours, and 47 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 6 days, 10 hours, and 47 minutes
Motivated me to ask on my DC, I got told no
ToxikPH
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Re: Citi DC CLI, $32,900 --> $34,900

3 of 7
A year ago
Tue Jun 27, 2023 1:28 am
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Saeren
Rebel Administrator
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For24 days, 13 hours, and 13 minutes Next Level in6 days, 10 hours, and 47 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 6 days, 10 hours, and 47 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 6 days, 10 hours, and 47 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 6 days, 10 hours, and 47 minutes
Congrats on your CLI!

Citi hates me lol. I just tried again and got the "nope but we will tell you why in 10 days" message.
Saeren
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Rebel Administrator
  • Score data TU8 799/EX8 786/EQ8 805
    EQ5 770/EX2 757
    8/18/2023
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Re: Citi DC CLI, $32,900 --> $34,900

4 of 7
A year ago
Tue Jun 27, 2023 1:32 am
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ToxikPH
Rebel AdministratorProbably Applying for New Cards
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For24 days, 13 hours, and 13 minutes Next Level in6 days, 10 hours, and 47 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 6 days, 10 hours, and 47 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 6 days, 10 hours, and 47 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 6 days, 10 hours, and 47 minutes
Saeren wrote: ↑Tue Jun 27, 2023 1:28 am Congrats on your CLI! Citi hates me lol. I just tried again and got the "nope but we will tell you why in 10 days" message.
Confused on why it takes 10 days in the age of the internet but whatever.
ToxikPH
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Rebel Administrator
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Re: Citi DC CLI, $32,900 --> $34,900

5 of 7
A year ago
Tue Jun 27, 2023 3:25 am
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Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level55 Last INQFriday, February 14, 2020 Gardening For4 years, 7 months, 2 days, 13 hours, and 13 minutes Next Level in27 days, 10 hours, and 47 minutes on October 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 7 months, 2 days, 13 hours, and 13 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 7 months, 2 days, 13 hours, and 13 minutes ago
ToxikPH wrote: ↑Tue Jun 27, 2023 1:32 am
Saeren wrote: ↑Tue Jun 27, 2023 1:28 am Congrats on your CLI! Citi hates me lol. I just tried again and got the "nope but we will tell you why in 10 days" message.
Confused on why it takes 10 days in the age of the internet but whatever.
Probably something to do with why Citi sends me an email that my statement is ready, 2 days after I paid it to $0. Also, redirecting me to a page that shows me how to make a payment right after I made the payment. Then there's that whole name suffix saga going on. I'm missing something else ridiculous, I just know it.
Cassie
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Developer
  • Score data EQ8:790 TU8:790 EX8:795
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Re: Citi DC CLI, $32,900 --> $34,900

6 of 7
A year ago
Tue Jun 27, 2023 1:50 pm
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Saeren
Rebel Administrator
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For24 days, 13 hours, and 13 minutes Next Level in6 days, 10 hours, and 47 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 6 days, 10 hours, and 47 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 6 days, 10 hours, and 47 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 6 days, 10 hours, and 47 minutes
ToxikPH wrote: ↑Tue Jun 27, 2023 1:32 am
Saeren wrote: ↑Tue Jun 27, 2023 1:28 am Congrats on your CLI! Citi hates me lol. I just tried again and got the "nope but we will tell you why in 10 days" message.
Confused on why it takes 10 days in the age of the internet but whatever.
Oh I always get my email telling me my document is ready to view the next day.
Saeren
User avatar
Rebel Administrator
  • Score data TU8 799/EX8 786/EQ8 805
    EQ5 770/EX2 757
    8/18/2023
1
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Re: Citi DC CLI, $32,900 --> $34,900

7 of 7
A year ago
Tue Jun 27, 2023 3:20 pm
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CreditAggie
Seasoned RebelSoft pull CLIs for the win
Level8 Last INQWednesday, January 10, 2024 Gardening For8 months, 6 days, 13 hours, and 13 minutes Next Level in23 days, 10 hours, and 47 minutes on October 10th INQ 1yr onFriday, January 10, 2025 INQ 1yr in3 months, 24 days, 10 hours, and 47 minutes INQ 2yr onSaturday, January 10, 2026 INQ 2yr in1 year, 3 months, 24 days, 10 hours, and 47 minutes Goal12 months Goal DateFriday, January 10, 2025 Goal In3 months, 24 days, 10 hours, and 47 minutes
Saeren wrote: ↑Tue Jun 27, 2023 1:50 pm
ToxikPH wrote: ↑Tue Jun 27, 2023 1:32 am
Saeren wrote: ↑Tue Jun 27, 2023 1:28 am Congrats on your CLI! Citi hates me lol. I just tried again and got the "nope but we will tell you why in 10 days" message.
Confused on why it takes 10 days in the age of the internet but whatever.
Oh I always get my email telling me my document is ready to view the next day.
Same. I always receive my Citi CLI denial letters online and have never received one in the mail.
CreditAggie
User avatar
Seasoned Rebel
  • Score data EX8: 758 TU8: 756 EQ8: 758
    EX9: 777 TU9: 782 EQ9: 778
    EX2: 754 TU4: 759 EQ5: 738
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