Citi Custom Cash CLI

A year ago

Thu Sep 21, 2023 11:37 am

ToxikPH

Rebel AdministratorProbably Applying for New Cards

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 26 minutes Next Level in15 days, 3 hours, and 34 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 34 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 34 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 34 minutes

What's your monthly usage look like?

A year ago

Thu Sep 21, 2023 10:12 pm

CreditAggie

Seasoned RebelSoft pull CLIs for the win

Level7 Last INQWednesday, January 10, 2024 Gardening For7 months, 28 days, 20 hours, and 26 minutes Next Level in2 days, 3 hours, and 34 minutes on September 10th INQ 1yr onFriday, January 10, 2025 INQ 1yr in4 months, 2 days, 3 hours, and 34 minutes INQ 2yr onSaturday, January 10, 2026 INQ 2yr in1 year, 4 months, 2 days, 3 hours, and 34 minutes Goal12 months Goal DateFriday, January 10, 2025 Goal In4 months, 2 days, 3 hours, and 34 minutes

Saeren wrote: ↑Thu Sep 21, 2023 3:06 am Finally got a CLI from Citi! Another card beyond the $5K threshold

Nice work getting your Custom Cash over $5K! Mine is my last card with a CL under $5K and Citi won’t consider a CLI unless I consent to a HP.

A year ago

Fri Sep 22, 2023 11:16 am

Dinosaur

Seasoned RebelDinosaur

Level4 Last INQMonday, April 8, 2024 Gardening For4 months, 30 days, 20 hours, and 26 minutes Next Level in3 hours and 34 minutes on September 8th INQ 1yr onTuesday, April 8, 2025 INQ 1yr in7 months, 3 hours, and 34 minutes INQ 2yr onWednesday, April 8, 2026 INQ 2yr in1 year, 7 months, 3 hours, and 34 minutes Goal24 months Goal DateWednesday, April 8, 2026 Goal In1 year, 7 months, 3 hours, and 34 minutes

Saeren CRs are hot today ... Citi must love all of you! Grats

A year ago

Fri Sep 22, 2023 4:25 pm

mgood

Seasoned Rebel

Level3 Last INQMonday, May 13, 2024 Gardening For3 months, 25 days, 20 hours, and 26 minutes Next Level in5 days, 3 hours, and 34 minutes on September 13th INQ 1yr onTuesday, May 13, 2025 INQ 1yr in8 months, 5 days, 3 hours, and 34 minutes INQ 2yr onWednesday, May 13, 2026 INQ 2yr in1 year, 8 months, 5 days, 3 hours, and 34 minutes Goal12 months Goal DateTuesday, May 13, 2025 Goal In8 months, 5 days, 3 hours, and 34 minutes

Dinosaur wrote: ↑Fri Sep 22, 2023 11:16 am CRs are hot today ... Citi must love all of you!

Hope so. I'm going to request a CLI tomorrow. I had a premature request and they told me I'm not eligible until Sept 23.

A year ago

Fri Sep 22, 2023 8:58 pm

JNA1

Seasoned Rebel

JNA1 has passed the 24 month threshold and is completely inquiry free!

Level24 Last INQThursday, September 1, 2022 Gardening For2 years, 6 days, 20 hours, and 26 minutes Next Level in23 days, 3 hours, and 34 minutes on October 1st INQ 1yr onFriday, September 1, 2023 INQ 1yr reached1 year, 6 days, 20 hours, and 26 minutes ago INQ 2yr onSunday, September 1, 2024 INQ 2yr reached6 days, 20 hours, and 26 minutes ago

Saeren wrote: ↑Thu Sep 21, 2023 3:06 am Finally got a CLI from Citi! Another card beyond the $5K threshold

Congrats!

A year ago

Sun Sep 24, 2023 8:10 am

JoeRockhead

Seasoned Rebel

JoeRockhead has passed the 12 month threshold!
No scorable inquiries on file!

Level18 Last INQMonday, March 6, 2023 Gardening For1 year, 6 months, 1 day, 20 hours, and 26 minutes Next Level in28 days, 3 hours, and 34 minutes on October 6th INQ 1yr onWednesday, March 6, 2024 INQ 1yr reached6 months, 1 day, 20 hours, and 26 minutes ago INQ 2yr onThursday, March 6, 2025 INQ 2yr in5 months, 26 days, 3 hours, and 34 minutes Goal24 months Goal DateThursday, March 6, 2025 Goal In5 months, 26 days, 3 hours, and 34 minutes

Nice bump, congratulations!

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

A year ago

Mon Sep 25, 2023 8:48 pm

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 26 minutes Next Level in15 days, 3 hours, and 34 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 34 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 34 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 34 minutes

ToxikPH wrote: ↑Thu Sep 21, 2023 11:37 am What's your monthly usage look like?

It's been a SD card all summer because Disco was giving me 5% on mobile wallet with a 5% match. I used it for $60 at Qdoba a day before I requested the increase.

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

A year ago

Mon Sep 25, 2023 8:51 pm

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 26 minutes Next Level in15 days, 3 hours, and 34 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 34 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 34 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 34 minutes

CreditAggie wrote: ↑Thu Sep 21, 2023 10:12 pm
Saeren wrote: ↑Thu Sep 21, 2023 3:06 am Finally got a CLI from Citi! Another card beyond the $5K threshold
Nice work getting your Custom Cash over $5K! Mine is my last card with a CL under $5K and Citi won’t consider a CLI unless I consent to a HP.

Thanks! I finally have two 5K+ cards with Citi and that makes me happy. Incidentally I did ask for a CLI on my Rewards+ with the $5400 limit as well and I was shot down for low use on that card and low use on other cards on my credit report. It's just nice to be out of "we don't like your credit seeking" jail lol. I will say that I did update my income to 60K (husband's 45K plus my 21K rounded down) and that probably played a factor in it.

11 months ago

Thu Sep 28, 2023 11:07 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 20 hours, and 26 minutes Next Level in15 days, 3 hours, and 34 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 20 hours, and 26 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 20 hours, and 26 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 20 hours, and 26 minutes ago

Saeren wrote: ↑Thu Sep 21, 2023 3:06 am Another card beyond the $5K threshold

You're on a roll lately, nicely done! Have you figured your TCL:income ratio lately? I remember a year or so back you were at 9X or greater. I'm wondering with some of your recent CLIs if you've pushed beyond that at all? Or, perhaps your income has increased since that time.

TU8 799/EX8 786/EQ8 805 EQ5 770/EX2 757 8/18/2023

11 months ago

Fri Sep 29, 2023 7:50 pm

Saeren

Rebel Administrator

Recent HP or new account.

Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 26 minutes Next Level in15 days, 3 hours, and 34 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 34 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 34 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 34 minutes

BrutalBodyShots wrote: ↑Thu Sep 28, 2023 11:07 pm
Saeren wrote: ↑Thu Sep 21, 2023 3:06 am Another card beyond the $5K threshold
You're on a roll lately, nicely done! Have you figured your TCL:income ratio lately? I remember a year or so back you were at 9X or greater. I'm wondering with some of your recent CLIs if you've pushed beyond that at all? Or, perhaps your income has increased since that time.

I have started to update my income to reflect household instead of just my individual income but only with lenders not known to ask for confirmation because it's too much of a hassle to ask Jimi to get all his info for me and we aren't legally married yet. I was up to 9.5X at one point.