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5 months ago
Sun Apr 14, 2024 11:19 am
mgood
Seasoned Rebel
Last edited by mgood on Sun Apr 14, 2024 9:58 pm, edited 1 time in total.
I haven't posted any updates over here since September when I got a 5x CLI, $2k to $10k, on my USB Cash+.
Things have happened. I stop by now and then to lurk. I keep my sig and other info updated, but haven't posted about it.
Rather than start seven threads or write a novel in one thread, I'll give an outline here. If anyone is interested in details about these, I'll go dig them up.
Oct 12 CLI on Chase Freedom Flex, $11k + 1k = $12k.
Nov 19 CLI on Citi Custom Cash, $10.9k + 3k = $13.9k
The point-9 bugs me.
Dec 11 New USB Shopper Cash Rewards with $7k SL.
I'll probably PC to a 2nd Cash+ after a year when the annual fee kicks in. I don't see this being worth $95/yr to me.
Jan 13 Discover it Cash Back #2, $4k SL
I wanted to hit the double bonus again
Apr 6 CLI on Capital One Cabela's card, $3900 + 400 = $4300
Oldest card and slow-growing. Opened in Oct 2015 with $500 SL.
Apr 6 CLI on Wells Fargo Autograph, $18k + 4k = $22k.
2nd highest limit. Only using it for cell phone bill makes it almost embarrassing to ask for CLI. But I hadn't asked in 15 months. They gave me exactly what I requested, so I probably could have gotten more.
Apr 12 New Amex Blue Cash Preferred, $1k SL
I was denied the BCE a few months back. Reason was too many new accounts. I have more new accounts now, which probably explains the low SL. This will probably get downgraded to BCE after a year, but I'll enjoy the 6% back in the first year with no annual fee. First Amex card. Even if I get a 3x CLI, it'll still be my lowest limit. Another 3x to 9k would make it decent. Another 3x to 27k would make it my highest limit. We'll see if it can grow for me as fast as they do for some other people.
EDIT: All that pushed my aggregate credit card limit over $200k.
Currently at $202,250. Less than 3.5 years ago I was at $15,370.
Click images to enlarge them.
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Score data
EQ8:762 TU8:744 EX8:757 (Sep 1)
AZE9 - 4% Utl
New Accts: 1/6, 3/12, 6/24 - Classic 8 Scorecard CLEAN/THICK/MATURE/NEW-REVOLVER
- Mortgage Scorecard CLEAN/THIN/YOUNG/NO-NEW-ACCOUNT
- AoOA 10 yrs 4 mos
- AoORA 8 yrs 11 mos
- Date of Last Inquiry and/or New Account Opening May 13th, 2024
- Garden Goal 12