I haven't posted any updates over here since September when I got a 5x CLI, $2k to $10k, on my USB Cash+. Things have happened. I stop by now and then to lurk. I keep my sig and other info updated, but haven't posted about it. Rather than start seven threads or write a novel in one thread, I'll give an outline here. If anyone is interested in details about these, I'll go dig them up. Oct 12 CLI on Chase Freedom Flex, $11k + 1k = $12k. Nov 19 CLI on Citi Custom Cash, $10.9k + 3k = $13.9k The point-9 bugs me. Dec 11 New USB Shopper Cash Rewards with $7k SL. I'll probably PC to a 2nd Cash+ after a year when the annual fee kicks in. I don't see this being worth $95/yr to me. Jan 13 Discover it Cash Back #2, $4k SL I wanted to hit the double bonus again :mrgreen: Apr 6 CLI on Capital One Cabela's card, $3900 + 400 = $4300 Oldest card and slow-growing. Opened in Oct 2015 with $500 SL. Apr 6 CLI on Wells Fargo Autograph, $18k + 4k = $22k. 2nd highest limit. Only using it for cell phone bill makes it almost embarrassing to ask for CLI. But I hadn't asked in 15 months. They gave me exactly what I requested, so I probably could have gotten more. Apr 12 New Amex Blue Cash Preferred, $1k SL :roll: I was denied the BCE a few months back. Reason was too many new accounts. I have more new accounts now, which probably explains the low SL. This will probably get downgraded to BCE after a year, but I'll enjoy the 6% back in the first year with no annual fee. First Amex card. Even if I get a 3x CLI, it'll still be my lowest limit. Another 3x to 9k would make it decent. Another 3x to 27k would make it my highest limit. We'll see if it can grow for me as fast as they do for some other people. EDIT: All that pushed my aggregate credit card limit over $200k. Currently at $202,250. Less than 3.5 years ago I was at $15,370.
Post

BCP, Disco#2 and more

1 of 5
5 months ago
Sun Apr 14, 2024 11:19 am
User avatar
mgood
Seasoned Rebel
Level3 Last INQMonday, May 13, 2024 Gardening For3 months, 25 days, 20 hours, and 42 minutes Next Level in5 days, 3 hours, and 18 minutes on September 13th INQ 1yr onTuesday, May 13, 2025 INQ 1yr in8 months, 5 days, 3 hours, and 18 minutes INQ 2yr onWednesday, May 13, 2026 INQ 2yr in1 year, 8 months, 5 days, 3 hours, and 18 minutes Goal12 months Goal DateTuesday, May 13, 2025 Goal In8 months, 5 days, 3 hours, and 18 minutes
Post was altered.
Last edited by mgood on Sun Apr 14, 2024 9:58 pm, edited 1 time in total.
I haven't posted any updates over here since September when I got a 5x CLI, $2k to $10k, on my USB Cash+. Things have happened. I stop by now and then to lurk. I keep my sig and other info updated, but haven't posted about it. Rather than start seven threads or write a novel in one thread, I'll give an outline here. If anyone is interested in details about these, I'll go dig them up. Oct 12 CLI on Chase Freedom Flex, $11k + 1k = $12k. Nov 19 CLI on Citi Custom Cash, $10.9k + 3k = $13.9k The point-9 bugs me. Dec 11 New USB Shopper Cash Rewards with $7k SL. I'll probably PC to a 2nd Cash+ after a year when the annual fee kicks in. I don't see this being worth $95/yr to me. Jan 13 Discover it Cash Back #2, $4k SL I wanted to hit the double bonus again :mrgreen: Apr 6 CLI on Capital One Cabela's card, $3900 + 400 = $4300 Oldest card and slow-growing. Opened in Oct 2015 with $500 SL. Apr 6 CLI on Wells Fargo Autograph, $18k + 4k = $22k. 2nd highest limit. Only using it for cell phone bill makes it almost embarrassing to ask for CLI. But I hadn't asked in 15 months. They gave me exactly what I requested, so I probably could have gotten more. Apr 12 New Amex Blue Cash Preferred, $1k SL :roll: I was denied the BCE a few months back. Reason was too many new accounts. I have more new accounts now, which probably explains the low SL. This will probably get downgraded to BCE after a year, but I'll enjoy the 6% back in the first year with no annual fee. First Amex card. Even if I get a 3x CLI, it'll still be my lowest limit. Another 3x to 9k would make it decent. Another 3x to 27k would make it my highest limit. We'll see if it can grow for me as fast as they do for some other people. EDIT: All that pushed my aggregate credit card limit over $200k. Currently at $202,250. Less than 3.5 years ago I was at $15,370.
mgood
User avatar
  • Score data EQ8:762 TU8:744 EX8:757 (Sep 1)
    AZE9 - 4% Utl
    New Accts: 1/6, 3/12, 6/24
4
Post

Re: BCP, Disco#2 and more

2 of 5
5 months ago
Sun Apr 14, 2024 5:22 pm
User avatar
Saeren
Rebel Administrator
Recent HP or new account.
Level0 Last INQFriday, August 23, 2024 Gardening For15 days, 20 hours, and 42 minutes Next Level in15 days, 3 hours, and 18 minutes on September 23rd INQ 1yr onSaturday, August 23, 2025 INQ 1yr in11 months, 15 days, 3 hours, and 18 minutes INQ 2yr onSunday, August 23, 2026 INQ 2yr in1 year, 11 months, 15 days, 3 hours, and 18 minutes Goal6 months Goal DateSunday, February 23, 2025 Goal In5 months, 15 days, 3 hours, and 18 minutes
Some nice activity for you, congrats!

When you get your BCP, before you activate it, log on the website and request a 3X CLI. You might get it. They approved me for $1K and let me triple it the day I got the card. No harm if they don't give it to you but $1K is painful.
Saeren
User avatar
  • Score data TU8 799/EX8 786/EQ8 805
    EQ5 770/EX2 757
    8/18/2023
2
Post

Re: BCP, Disco#2 and more

3 of 5
5 months ago
Mon Apr 15, 2024 1:14 am
User avatar
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level54 Last INQFriday, February 14, 2020 Gardening For4 years, 6 months, 24 days, 20 hours, and 42 minutes Next Level in6 days, 3 hours, and 18 minutes on September 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 6 months, 24 days, 20 hours, and 42 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 6 months, 24 days, 20 hours, and 42 minutes ago
mgood wrote: Sun Apr 14, 2024 11:19 am EDIT: All that pushed my aggregate credit card limit over $200k. Currently at $202,250. Less than 3.5 years ago I was at $15,370.
That is something alright!
Cassie
User avatar
  • Score data EQ8:790 TU8:790 EX8:795
1
Post

Re: BCP, Disco#2 and more

4 of 5
5 months ago
Thu Apr 18, 2024 9:02 pm
A default user avatar.
EvenBetterThanTheRealThing
Seasoned Rebel
Level4 Last INQFriday, April 12, 2024 Gardening For4 months, 26 days, 20 hours, and 42 minutes Next Level in4 days, 3 hours, and 18 minutes on September 12th INQ 1yr onSaturday, April 12, 2025 INQ 1yr in7 months, 4 days, 3 hours, and 18 minutes INQ 2yr onSunday, April 12, 2026 INQ 2yr in1 year, 7 months, 4 days, 3 hours, and 18 minutes Goal12 months Goal DateSaturday, April 12, 2025 Goal In7 months, 4 days, 3 hours, and 18 minutes
Wow...going from $15370 to over $200k in 3.5 years is impressive!
EvenBetterThanTheRealThing
A default user avatar.
  • Score data EQ8 688 TU8 698 EX8 692
    EQ9 711 TU9 707 EX9 717
    EQ10T 693 TU10T 704 EX10T 679
1
Post

Re: BCP, Disco#2 and more

5 of 5
5 months ago
Sat Apr 20, 2024 9:13 pm
User avatar
mgood
Seasoned Rebel
Level3 Last INQMonday, May 13, 2024 Gardening For3 months, 25 days, 20 hours, and 42 minutes Next Level in5 days, 3 hours, and 18 minutes on September 13th INQ 1yr onTuesday, May 13, 2025 INQ 1yr in8 months, 5 days, 3 hours, and 18 minutes INQ 2yr onWednesday, May 13, 2026 INQ 2yr in1 year, 8 months, 5 days, 3 hours, and 18 minutes Goal12 months Goal DateTuesday, May 13, 2025 Goal In8 months, 5 days, 3 hours, and 18 minutes
Saeren wrote: Sun Apr 14, 2024 5:22 pm When you get your BCP, before you activate it, log on the website and request a 3X CLI. You might get it.
I tried. No soup for me. Only problem with a low limit on a new card, it's 0% interest for a year, which I'd like to take advantage of. But If the utilization percentage is too high, it looks bad. So I have to keep the balance low for a while, right now, during the time when it would be most advantageous to let a balance ride.
mgood
User avatar
  • Score data EQ8:762 TU8:744 EX8:757 (Sep 1)
    AZE9 - 4% Utl
    New Accts: 1/6, 3/12, 6/24
1
Processing