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2 months ago
Wed Jul 31, 2024 7:53 pm
EvenBetterThanTheRealThing
Seasoned Rebel
Got another denial on my BCP for a CLI recently. It's not unexpected as I still have the BK reporting, but want to get people's thoughts regarding something I've seen a couple of other sites. I've heard from a couple people that I should cool it with my periodic CLI requests given my scores and the BK reporting, or I may trigger a financial review. Is there any real likelihood of this? I've had the card 18 months and attempted 3 times knowing I likely would be denied (I've only seen a few DPs of getting a CLI till it falls off). I don't carry a balance (PIF every month so I would hope the CLI requests don't make me look like an elevated risk. This card doesn't get a ton of spend, but it's pretty consistent and the lowest limit of the 3 cards I use frequently.
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Score data
EQ8 688 TU8 698 EX8 692
EQ9 711 TU9 707 EX9 717
EQ10T 693 TU10T 704 EX10T 679 - Classic 8 Scorecard DIRTY/PUBLIC-RECORD/MATURE
- Mortgage Scorecard DIRTY/PUBLIC-RECORD
- Date of Last Inquiry and/or New Account Opening April 12th, 2024
- Garden Goal 12