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3 years ago
Mon Jul 05, 2021 11:18 am
Kkboom
Share Secured Rebel
Hi, I wanted to share my data points about my 90 day lates that recently have aged off.
So the only delinquencies I’ve had for the past several years have been student loan delinquencies- 9 accounts with (2) 90 day lates each; one 90 day late from 12/2013 and one from 10/2014. In 9/2020 EQ and EX dropped the 2013 late and 10/2020 TU dropped it. I didn’t see a score increase at that point. Fast forward to this year, on 7/2021 EX and EQ dropped the 2014 late. Since TU hasn’t updated, it probably will drop next month. I’ll let you know if that’s correct.
So the only delinquencies I’ve had for the past several years have been student loan delinquencies- 9 accounts with (2) 90 day lates each; one 90 day late from 12/2013 and one from 10/2014. In 9/2020 EQ and EX dropped the 2013 late and 10/2020 TU dropped it. I didn’t see a score increase at that point. Fast forward to this year, on 7/2021 EX and EQ dropped the 2014 late. Since TU hasn’t updated, it probably will drop next month. I’ll let you know if that’s correct.
- Score data EQ8:826 TU8:734 EX8:829
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- AoOA 39 years
