Equifax.com credit monitoring

3 years ago

Sun Jul 11, 2021 12:26 am

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 19 hours, and 14 minutes Next Level in15 days, 4 hours, and 46 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 19 hours, and 14 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 19 hours, and 14 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 19 hours, and 14 minutes ago

The sad thing is that most people that go for a service like that don't realize how unmeaningful the score(s) are. They end up shell shocked when they apply for a product and get denied when based on their "score" going in they thought they were golden.

3 years ago

Sun Jul 11, 2021 2:28 pm

Birdman

Primer AuthorCo-Founder

Birdman has been gardening for over 2 years.

Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 5 days, 19 hours, and 14 minutes Next Level in24 days, 4 hours, and 46 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 5 days, 19 hours, and 14 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 5 days, 19 hours, and 14 minutes ago

It is a racket. Hey we can get a random number generator and we can sell scores and use the same disclaimer that they may not be used by lenders right? I mean what’s the difference the scores they’re selling are not being used by lenders right? JS. Obviously being facetious but..

3 years ago

Sun Jul 11, 2021 11:56 pm

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 19 hours, and 14 minutes Next Level in15 days, 4 hours, and 46 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 19 hours, and 14 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 19 hours, and 14 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 19 hours, and 14 minutes ago

Slightly OT, but I still think we should create the Rebel Outliers Simulator. I mean, we already essentially do that when discussing proposed changes in a thread and we say "you may lose 5-7 points for that" or "you may gain 15-20 points for that" etc.

3 years ago

Mon Jul 12, 2021 5:02 am

Birdman

Primer AuthorCo-Founder

Birdman has been gardening for over 2 years.

Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 5 days, 19 hours, and 14 minutes Next Level in24 days, 4 hours, and 46 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 5 days, 19 hours, and 14 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 5 days, 19 hours, and 14 minutes ago

@BrutalBodyShots see my post “feature requests and ideas” in towards a better credit form in RA.

3 years ago

Mon Jul 12, 2021 10:28 am

BrutalBodyShots

Senior AdministratorGoodwill Saturation Technique Author

BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!

Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 15 days, 19 hours, and 14 minutes Next Level in15 days, 4 hours, and 46 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 15 days, 19 hours, and 14 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 15 days, 19 hours, and 14 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 15 days, 19 hours, and 14 minutes ago

Yup, got and posted there.

3 years ago

Sun Nov 07, 2021 12:46 pm

mickvain

Authorized Rebel

Cassie wrote: ↑Sat Jul 10, 2021 8:35 pm All of these plans offer only Vantage Score 3.0 scores. It's a waste to pay as much for this as something from Experian. https://www.equifax.com/personal/produc ... omparison/

I don’t know if anything has changed, but I do recall years back Equifax provided a version of Equifax Risk Score rather than VS3. I’m guessing this is not the case anymore.

3 years ago

Sun Nov 07, 2021 10:03 pm

Birdman

Primer AuthorCo-Founder

Birdman has been gardening for over 2 years.

Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 5 days, 19 hours, and 14 minutes Next Level in24 days, 4 hours, and 46 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 5 days, 19 hours, and 14 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 5 days, 19 hours, and 14 minutes ago

Idk.

3 years ago

Mon Nov 08, 2021 7:17 pm

mickvain

Authorized Rebel

Might be worth my signing up to check. I had MyEquifax early 2000’s and believe that was the case then. Have heard reports from others of the score provided from their service not matching Equifax VS3.