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3 years ago
Fri Aug 20, 2021 12:22 am
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
BrutalBodyShots has achieved the Garden Goal !!
So back when I opened my first account in > 4 years in June I posted how my TU4 score dropped from 820 to 813 when the new revolver reported. I also took 1 TU hard inquiry (moving from 0 scoreable to 1 scoreable). At the time if the 820 score I was at AZEO. Since that 813 score I've moved to NZ / all accounts with reported balances, which is 9 of 9 revolvers (10 of 10 if you count my mortgage). Also during the time of reporting all of those non-zero balances I had my other 2 newly opened accounts land on my CR. My 813 score has dropped to 801.
So, overall CR changes resulting in a 19 point drop from 820 --> 801:
- AoYRA/AOYA reset
- 1 scoreable inquiry
- Move from AZEO to NZ
- Average age of accounts drops
- Tagline Goodwill Saturation Technique Author
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 266 months
- AoORA 266 months
- Date of Last Inquiry and/or New Account Opening May 23rd, 2022
- Garden Goal 24