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3 years ago
Tue Aug 03, 2021 4:35 pm
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BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
BrutalBodyShots has achieved the Garden Goal !!
Abbreviation | Short For |
---|---|
DAMHIK | Don't Ask Me How I Know |
Daily Driver | Most used card |
DC | Citibank Double Cash Card |
DCU | Digital Credit Union |
DD | Double Dip (extra limit increase), Daily Driver, Direct Deposit, Dear Daughter |
Derog | Derogatory |
DH | Dear Husband |
DM | Dear Mother, Direct Message (Private Message) |
DMP | Debt Management Program |
DOFD | Date of First Delinquency |
DOLA | Date of Last Activity |
Double Dip | Initial credit limit increase (CLI) followed by a phone call for another one |
DP | Mostly for Data Point, but also the Citi Diamond Preferred card |
DS | Dear Son |
DTI | Debt to Income |
DV | Debt Validation |
DW | Dear Wife |
ED | American Express Every Day |
EDP | American Express Every Day Preferred |
EE | Early Exclusion |
EO | Executive Office |
EQ (also EFX) | Equifax |
EX (also EXP, XPN) | Experian |
F8 | Fico 8 |
F9 | Fico 9 |
FA | Fraud Alert |
FAKO | Non-Fico score, such as from Credit Karma, NerdWallet, WalletHub, Vantage Score 3 and 4. |
FC | Foreclosure |
FCBA | Fair Credit Billing Act |
FCRA | Fair Credit Reporting Act |
FDCPA | Fair Debt Collections Practices Act |
FI | (1) Financial Institution; (2) less frequently, Fair Isaac |
FICO | Fair Isaac Co. (credit score) |
FOMO | Fear of Missing Out |
FOTM | Flavor of the month (popular new cards with uncertain staying power) |
FR | Financial Review |
FTC | Federal Trade Commision |
FTF | Foreign Transaction Fee |
FU | Chase Freedom Unlimited |
FWIW | For What It's Worth |
- Tagline Goodwill Saturation Technique Author
- Classic 8 Scorecard CLEAN/THICK/MATURE/NO-NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NO-NEW-ACCOUNT
- AoOA 266 months
- AoORA 266 months
- Date of Last Inquiry and/or New Account Opening May 23rd, 2022
- Garden Goal 24