P through S

Abbreviation|Short For -|- PC|Product Change PCLI|Proactive Credit Line Increase PenFed|Pentagon Federal Credit Union PFD|Pay For Delete PIF|Pay in Full PII|Personal Identifying Information PL|Personal Loan PLCC|Private Label Credit Card (i.e., store card) PLOC|Personal Line of Credit PM|Private Message POI|Proof of Income POT|Pay Over Time (a feature sometimes available on American Express charge cards) PP|Permissible Purpose PR|Public Record PRG|American Express Premier Rewards Gold QS|Capital One QuickSilver Credit Card RECON|Reconsideration SCT|Shopping Cart Trick; pop-up CC pre-approval during a checkout process SD|"Sock Drawer". Where you put CC's that you won't be using for a while SL|(1) Starting Limit (2) less frequently, Spending Limit SMDH|Shaking My Damn Head SM|(1) Secure Message (2) Sallie Mae CC from Barclays Bank SO|Significant Other SOL|Statute of limitations SP|Soft Pull Spree|Applying for several cards and/or credit lines in a short period of time SSL|Share Secured Loan SUB|Sign Up Bonus. Extra incentive for solely getting a credit card. Different than a spend requirement bonus Subprime|less desirable; usually used to reference store cards or cards designed for lower credit scores SW|ScoreWatch SYNC/SYNCB|Synchrony Bank