AoOA|AoORA|AAoA|AAoRA -|-|-|- 4yr0mo|3yr0mo|2yr9mo|2yr5mo 48mo|36mo|33mo|29mo +9 points on EX2, EX Bankcard 2, and EX Auto 2. ( No movement on the 8s! Also +21 on EX3, now at 770.) EX2 is now 4 points higher than my EX8. This is a typical '1st of the month, no other changes in data' report. (My 4 cards close 2nd through 8th.) Hard to tell which one was the cause until I see a data point from someone with matching values for these: AoOA or AoORA.
Post

EX 2: +9 at either AoOA 4yr0mo / AoORA 3yr0mo

1 of 3
3 years ago
Wed Dec 01, 2021 4:27 am
User avatar
Cassie
DeveloperLoves long talks on the beach
Cassie has been gardening for over 2 years.
Level55 Last INQFriday, February 14, 2020 Gardening For4 years, 7 months, 2 days, 13 hours, and 7 minutes Next Level in27 days, 10 hours, and 53 minutes on October 14th INQ 1yr onSunday, February 14, 2021 INQ 1yr reached3 years, 7 months, 2 days, 13 hours, and 7 minutes ago INQ 2yr onMonday, February 14, 2022 INQ 2yr reached2 years, 7 months, 2 days, 13 hours, and 7 minutes ago
AoOAAoORAAAoAAAoRA
4yr0mo3yr0mo2yr9mo2yr5mo
48mo36mo33mo29mo
+9 points on EX2, EX Bankcard 2, and EX Auto 2. (No movement on the 8s! Also +21 on EX3, now at 770.) EX2 is now 4 points higher than my EX8. This is a typical '1st of the month, no other changes in data' report. (My 4 cards close 2nd through 8th.) Hard to tell which one was the cause until I see a data point from someone with matching values for these: AoOA or AoORA.
Cassie
User avatar
Developer
  • Score data EQ8:790 TU8:790 EX8:795
1
Top
Post

Re: EX 2: +9 at either AoOA 4yr0mo / AoORA 3yr0mo

2 of 3
3 years ago
Wed Dec 01, 2021 7:26 am
User avatar
BrutalBodyShots
Senior AdministratorGoodwill Saturation Technique Author
BrutalBodyShots has been gardening for over 2 years.
BrutalBodyShots has achieved the Garden Goal !!
Level27 Last INQMonday, May 23, 2022 Gardening For2 years, 3 months, 24 days, 13 hours, and 7 minutes Next Level in6 days, 10 hours, and 53 minutes on September 23rd INQ 1yr onTuesday, May 23, 2023 INQ 1yr reached1 year, 3 months, 24 days, 13 hours, and 7 minutes ago INQ 2yr onThursday, May 23, 2024 INQ 2yr reached3 months, 24 days, 13 hours, and 7 minutes ago Goal24 months Goal DateThursday, May 23, 2024 Goal Achieved3 months, 24 days, 13 hours, and 7 minutes ago
Nice gains. Too bad your AoOA and AoORA are exactly 12 months apart, as it definitely muddies up the testing. Maybe you'll just have to open up a new revolver to fix that problem. :D
BrutalBodyShots
User avatar
Senior Administrator
1
Top
Post

Re: EX 2: +9 at either AoOA 4yr0mo / AoORA 3yr0mo

3 of 3
3 years ago
Thu Dec 16, 2021 3:13 am
User avatar
Birdman
Primer AuthorCo-Founder
Birdman has been gardening for over 2 years.
Level30 Last INQWednesday, March 2, 2022 Gardening For2 years, 6 months, 14 days, 13 hours, and 7 minutes Next Level in15 days, 10 hours, and 53 minutes on October 2nd INQ 1yr onThursday, March 2, 2023 INQ 1yr reached1 year, 6 months, 14 days, 13 hours, and 7 minutes ago INQ 2yr onSaturday, March 2, 2024 INQ 2yr reached6 months, 14 days, 13 hours, and 7 minutes ago
My guess is oldest revolver
Birdman
User avatar
Primer Author
  • Score data EQ8-827; TU8-817; EX8-816
    EQ5-751; TI4- 800; EX2-814
0
Top
Sorting 

Return to “Mortgage Scores”

Processing