1 of 7
3 years ago
Wed Dec 15, 2021 4:59 pm
aj2121
Share Secured Rebel
aj2121 has been gardening for over 2 years.
Do we have any idea of thresholds for AoOOIA and AAoOOIA? I was rereading the primer today and just noticed those were scoring factors. I was trying to pinpoint the cause for changes in some of my scores recently and I think the score changes may have resulted from installment accounts reporting as closed and lowering my average age of installments. I was trying to find a utilization percentage or balance amount that would indicate a reason for the score to change but nothing was lining up so I think these aging factors may be contributing to some of the score changes I have seen that I couldn't find solid reasons for.
Also, do we know if these factors include mortgage accounts?
Also, do we know if these factors include mortgage accounts?
-
Score data
FICO8 EX: 715 EQ: 724 TU: 735
As of 4/6/22 - Classic 8 Scorecard CLEAN/THICK/MATURE/NEW-REVOLVER
- Mortgage Scorecard CLEAN/THICK/MATURE/NEW-ACCOUNT
- AoOA 9y9m
- AoORA 9y9m
- Date of Last Inquiry and/or New Account Opening April 23rd, 2022