So, my VS3.0 scores just updated with the new Custom Cash reporting. This lowered my agg util on TU and EQ and gained me a few points: Screenshot_20211219-142615_Credit Karma.jpg Screenshot_20211219-114536_Credit Karma.jpg Screenshot_20211219-142642_Credit Karma.jpg Screenshot_20211219-114527_Credit Karma.jpg As I mentioned in another VS post, EQ seems to discard non-bankcard balances and limits. I guess this may be a CK glitch, but my EQ scores definitely have been hit harder with util changes, so more DPs are needed on that!
Post

Custom Cash and VS 3.0

1 of 3
3 years ago
Sun Dec 19, 2021 2:25 pm
User avatar
LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
Level32 Last INQThursday, December 9, 2021 Gardening For2 years, 8 months, 29 days, 22 hours, and 5 minutes Next Level in1 day, 1 hour, and 55 minutes on September 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 8 months, 29 days, 22 hours, and 5 minutes ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached8 months, 29 days, 22 hours, and 5 minutes ago
So, my VS3.0 scores just updated with the new Custom Cash reporting. This lowered my agg util on TU and EQ and gained me a few points:
Screenshot_20211219-142615_Credit Karma.jpg 86.02 KiB Viewed 98 times
Screenshot_20211219-114536_Credit Karma.jpg 222.01 KiB Viewed 99 times
Screenshot_20211219-142642_Credit Karma.jpg 166.03 KiB Viewed 98 times
Screenshot_20211219-114527_Credit Karma.jpg 215.28 KiB Viewed 99 times
As I mentioned in another VS post, EQ seems to discard non-bankcard balances and limits. I guess this may be a CK glitch, but my EQ scores definitely have been hit harder with util changes, so more DPs are needed on that!
LaHossBoss
User avatar
Outlier
  • Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
2
Top
Post

Re: Custom Cash and VS 3.0

2 of 3
3 years ago
Sun Dec 19, 2021 2:34 pm
User avatar
AllZero
Outlier
AllZero has been gardening for over 2 years.
Level29 Last INQSaturday, March 26, 2022 Gardening For2 years, 5 months, 12 days, 22 hours, and 5 minutes Next Level in18 days, 1 hour, and 55 minutes on September 26th INQ 1yr onSunday, March 26, 2023 INQ 1yr reached1 year, 5 months, 12 days, 22 hours, and 5 minutes ago INQ 2yr onTuesday, March 26, 2024 INQ 2yr reached5 months, 12 days, 22 hours, and 5 minutes ago
Nice! Glad to see you were able to recover some of the points.
AllZero
User avatar
Outlier
1
Top
Post

Re: Custom Cash and VS 3.0

3 of 3
3 years ago
Sun Dec 19, 2021 3:40 pm
User avatar
LaHossBoss
Outlier
LaHossBoss has been gardening for over 2 years.
Level32 Last INQThursday, December 9, 2021 Gardening For2 years, 8 months, 29 days, 22 hours, and 5 minutes Next Level in1 day, 1 hour, and 55 minutes on September 9th INQ 1yr onFriday, December 9, 2022 INQ 1yr reached1 year, 8 months, 29 days, 22 hours, and 5 minutes ago INQ 2yr onSaturday, December 9, 2023 INQ 2yr reached8 months, 29 days, 22 hours, and 5 minutes ago
AllZero wrote: ↑Sun Dec 19, 2021 2:34 pm Nice! Glad to see you were able to recover some of the points.
8-) 8 of 43 lol Damn VS3.0....
LaHossBoss
User avatar
Outlier
  • Score data EQ 8: 690 9: 655 5: 668 TU 8: 704 9: 658 4: 719 EX 8: 729 9: 642 2: 746
0
Top
Sorting 

Return to “VantageScore 3.0 [VS3]”

Processing